Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Deoth, Distt. Bilaspur (Hp) branch in Himachal Pradesh, Deoth (Distt-Bilaspur), or Himachal Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Himachal Pradesh or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0171200. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Deoth, Distt. Bilaspur (Hp), Himachal Pradesh
Here are some of the key details that come with the IFSC Code PUNB0171200 of Punjab National Bank for its branch located in Himachal Pradesh, within the district of Deoth (Distt-Bilaspur) in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0171200 |
| Branch | Deoth, Distt. Bilaspur (Hp) |
| City | Himachal Pradesh |
| District | Deoth (Distt-Bilaspur) |
| State | Himachal Pradesh |
| Address | V.P.O Deoth Teshil & Distt. Bilaspur |
These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Himachal Pradesh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0171200 for the Deoth, Distt. Bilaspur (Hp) branch of Punjab National Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Deoth, Distt. Bilaspur (Hp), Himachal Pradesh, Himachal Pradesh, are allotted a unique IFSC like PUNB0171200 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Himachal Pradesh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Himachal Pradesh and Deoth (Distt-Bilaspur).
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Deoth, Distt. Bilaspur (Hp) reaches the right place, even though there are thousands of branches in Himachal Pradesh and across India.
Format of the IFSC Code PUNB0171200
This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Deoth, Distt. Bilaspur (Hp) in Himachal Pradesh.
For example, the IFSC Code PUNB0171200 of Punjab National Bank for the Deoth, Distt. Bilaspur (Hp) branch includes these elements, identifying the bank and the branch location in Himachal Pradesh and Himachal Pradesh accurately.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0171200 of Punjab National Bank for its Deoth, Distt. Bilaspur (Hp) branch located in Himachal Pradesh, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Himachal Pradesh and Deoth (Distt-Bilaspur), print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Deoth, Distt. Bilaspur (Hp) or Himachal Pradesh to find the exact IFSC Code PUNB0171200.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Himachal Pradesh will provide accurate information.
How to Use IFSC Code PUNB0171200 for Online Transfers?
Once you have the IFSC Code PUNB0171200 for the Deoth, Distt. Bilaspur (Hp) branch of Punjab National Bank in Himachal Pradesh, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0171200. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0171200.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Deoth, Distt. Bilaspur (Hp) in Himachal Pradesh, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Deoth, Distt. Bilaspur (Hp), you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Himachal Pradesh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0171200.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is V.P.O Deoth Teshil & Distt. Bilaspur located in Himachal Pradesh, Deoth (Distt-Bilaspur), Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.