The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Khurai branch in Hemant Talkies Road, Khurai, Mp, Madhya Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Hemant Talkies Road or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0609100. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Khurai, Hemant Talkies Road
Here are the main details that are associated with the IFSC Code PUNB0609100 of Punjab National Bank for its branch located in Hemant Talkies Road, within the district of Khurai, Mp in the state of Madhya Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0609100 |
| Branch | Khurai |
| City | Hemant Talkies Road |
| District | Khurai, Mp |
| State | Madhya Pradesh |
| Address | Deen Dayal Upadhaya Ward |
These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Hemant Talkies Road for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0609100 for the Khurai branch of Punjab National Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Khurai, Hemant Talkies Road, Madhya Pradesh, are allotted a unique IFSC like PUNB0609100 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Hemant Talkies Road.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Hemant Talkies Road and Khurai, Mp.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Khurai reaches the right place, even though there are thousands of branches in Madhya Pradesh and across India.
Format of the IFSC Code PUNB0609100
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khurai in Hemant Talkies Road.
For example, the IFSC Code PUNB0609100 of Punjab National Bank for the Khurai branch includes these elements, identifying the bank and the branch location in Hemant Talkies Road and Madhya Pradesh accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0609100 of Punjab National Bank for its Khurai branch located in Hemant Talkies Road, the following methods can help:
Cheque Book
The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Hemant Talkies Road and Khurai, Mp, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and find the branch locator section. Search for Khurai or Hemant Talkies Road to get the exact IFSC Code PUNB0609100.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Hemant Talkies Road that will provide accurate information.
How to Use IFSC Code PUNB0609100 for Online Transfers?
If you have the IFSC Code PUNB0609100 for the Khurai branch of Punjab National Bank in Hemant Talkies Road, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0609100. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0609100.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Khurai in Hemant Talkies Road, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Khurai, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Hemant Talkies Road manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Khurai Hemant Talkies Road branch is PUNB0609100.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Deen Dayal Upadhaya Ward.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.