For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Bhodia Khera (Distt-Fatehabad branch in Haryana, Bhoria Khera (Distt-Fatehabad), Haryana, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Haryana or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code PUNB0650400. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Bhodia Khera (Distt-Fatehabad, Haryana

The table below shows the main details of the IFSC Code PUNB0650400 for the Punjab National Bank branch in Haryana, which falls under the Bhoria Khera (Distt-Fatehabad) district in Haryana.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0650400
Branch Bhodia Khera (Distt-Fatehabad
City Haryana
District Bhoria Khera (Distt-Fatehabad)
State Haryana
Address Bhodia Khera (Distt-Fatehabad

These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Haryana for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0650400 for the Bhodia Khera (Distt-Fatehabad branch of Punjab National Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0650400 is given to every bank branch, including Punjab National Bank located in Bhodia Khera (Distt-Fatehabad, Haryana, Haryana, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Haryana.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Haryana and Bhoria Khera (Distt-Fatehabad).
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Bhodia Khera (Distt-Fatehabad doesn't end up at another location.

Format of the IFSC Code PUNB0650400

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bhodia Khera (Distt-Fatehabad in Haryana.

For example, the IFSC Code PUNB0650400 of Punjab National Bank for the Bhodia Khera (Distt-Fatehabad branch includes these elements, identifying the bank and the branch location in Haryana and Haryana accurately.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0650400 of Punjab National Bank for its Bhodia Khera (Distt-Fatehabad branch located in Haryana, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Haryana and Bhoria Khera (Distt-Fatehabad), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Bhodia Khera (Distt-Fatehabad or Haryana to get the exact IFSC Code PUNB0650400.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Haryana, then it will provide you proper information.

How to Use IFSC Code PUNB0650400 for Online Transfers?

If you have the IFSC Code PUNB0650400 for the Bhodia Khera (Distt-Fatehabad branch of Punjab National Bank in Haryana, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0650400. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0650400.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Bhodia Khera (Distt-Fatehabad in Haryana, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Bhodia Khera (Distt-Fatehabad, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Haryana to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank Bhodia Khera (Distt-Fatehabad Haryana?

The IFSC Code of the Bhodia Khera (Distt-Fatehabad Haryana branch is PUNB0650400.

Is IFSC Code PUNB0650400 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Punjab National Bank Bhodia Khera (Distt-Fatehabad branch?

The branch is located at Bhodia Khera (Distt-Fatehabad.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.