The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Dhaba branch in Hanumangarh, Dhaban, Rajasthan, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Hanumangarh or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code PUNB0050810. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Dhaba, Hanumangarh

Below in the table are the key details related to IFSC Code PUNB0050810 of Punjab National Bank for its branch located in Hanumangarh, within the district of Dhaban in the state of Rajasthan.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0050810
Branch Dhaba
City Hanumangarh
District Dhaban
State Rajasthan
Address Vpo Dhaban Teh Sangaria 33563

These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Hanumangarh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0050810 for the Dhaba branch of Punjab National Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0050810 is given to every bank branch, including Punjab National Bank located in Dhaba, Hanumangarh, Rajasthan, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Hanumangarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Hanumangarh and Dhaban.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Dhaba doesn't end up at another location.

Format of the IFSC Code PUNB0050810

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dhaba in Hanumangarh.

For example, the IFSC Code PUNB0050810 of Punjab National Bank for the Dhaba branch has these elements, identifying the bank and the branch location in Hanumangarh and Rajasthan correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0050810 of Punjab National Bank for its Dhaba branch located in Hanumangarh, the following methods can help:

Cheque Book

The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Hanumangarh and Dhaban, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and find the branch locator section. Search for Dhaba or Hanumangarh to get the exact IFSC Code PUNB0050810.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Hanumangarh that will provide accurate information.

How to Use IFSC Code PUNB0050810 for Online Transfers?

If you have the IFSC Code PUNB0050810 for the Dhaba branch of Punjab National Bank in Hanumangarh, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0050810. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0050810.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Dhaba in Hanumangarh, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Dhaba, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Hanumangarh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Dhaba, Hanumangarh?

The IFSC Code is PUNB0050810.

Is the IFSC Code PUNB0050810 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Dhaba?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dhaba branch?

The address of the branch is Vpo Dhaban Teh Sangaria 33563 located in Hanumangarh, Dhaban, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.