For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Chohilawali branch in Hanumangarh, Chohilawali, Rajasthan, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Hanumangarh or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code PUNB0101810. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Chohilawali, Hanumangarh

Below in the table are the key details related to IFSC Code PUNB0101810 of Punjab National Bank for its branch located in Hanumangarh, within the district of Chohilawali in the state of Rajasthan.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0101810
Branch Chohilawali
City Hanumangarh
District Chohilawali
State Rajasthan
Address Near Main Bus Stand, Chohilawali 335803

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Hanumangarh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0101810 for the Chohilawali branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Chohilawali, Hanumangarh, Rajasthan, is provided with a unique IFSC like PUNB0101810 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Hanumangarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Hanumangarh and Chohilawali.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Rajasthan and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Chohilawali do not get mixed with another location.

Format of the IFSC Code PUNB0101810

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chohilawali in Hanumangarh.

For example, the IFSC Code PUNB0101810 of Punjab National Bank for the Chohilawali branch includes these elements, identifying the bank and the branch location in Hanumangarh and Rajasthan accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0101810 of Punjab National Bank for its Chohilawali branch located in Hanumangarh, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Hanumangarh and Chohilawali, print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Chohilawali or Hanumangarh to get the exact IFSC Code PUNB0101810.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Hanumangarh, you'll get the correct details.

How to Use IFSC Code PUNB0101810 for Online Transfers?

Once you have the IFSC Code PUNB0101810 for the Chohilawali branch of Punjab National Bank in Hanumangarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0101810. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0101810.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Chohilawali in Hanumangarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Chohilawali, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Hanumangarh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Chohilawali, Hanumangarh?

The IFSC Code is PUNB0101810.

Is the IFSC Code PUNB0101810 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Chohilawali?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chohilawali branch?

The address of the branch is Near Main Bus Stand, Chohilawali 335803 located in Hanumangarh, Chohilawali, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.