The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Morar Cantt, 72 Infantary Bri branch in Gwalior Madhya Pradesh, Morar (Gwalior) Madhya Pradesh, Madhya Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Gwalior Madhya Pradesh or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0645100. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Morar Cantt, 72 Infantary Bri, Gwalior Madhya Pradesh
The table below shows the main details of the IFSC Code PUNB0645100 for the Punjab National Bank branch in Gwalior Madhya Pradesh, which falls under the Morar (Gwalior) Madhya Pradesh district in Madhya Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0645100 |
| Branch | Morar Cantt, 72 Infantary Bri |
| City | Gwalior Madhya Pradesh |
| District | Morar (Gwalior) Madhya Pradesh |
| State | Madhya Pradesh |
| Address | 72-Infantary Brigade, Morar |
These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Gwalior Madhya Pradesh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0645100 for the Morar Cantt, 72 Infantary Bri branch of Punjab National Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0645100 is given to every bank branch, including Punjab National Bank located in Morar Cantt, 72 Infantary Bri, Gwalior Madhya Pradesh, Madhya Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Gwalior Madhya Pradesh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Gwalior Madhya Pradesh and Morar (Gwalior) Madhya Pradesh.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Madhya Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Morar Cantt, 72 Infantary Bri doesn't end up at another location.
Format of the IFSC Code PUNB0645100
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Morar Cantt, 72 Infantary Bri in Gwalior Madhya Pradesh.
For example, the IFSC Code PUNB0645100 of Punjab National Bank for the Morar Cantt, 72 Infantary Bri branch includes these elements, identifying the bank and the branch location in Gwalior Madhya Pradesh and Madhya Pradesh accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0645100 of Punjab National Bank for its Morar Cantt, 72 Infantary Bri branch located in Gwalior Madhya Pradesh, the following methods can help:
Cheque Book
The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Gwalior Madhya Pradesh and Morar (Gwalior) Madhya Pradesh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and find the branch locator section. Search for Morar Cantt, 72 Infantary Bri or Gwalior Madhya Pradesh to get the exact IFSC Code PUNB0645100.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Gwalior Madhya Pradesh that will provide accurate information.
How to Use IFSC Code PUNB0645100 for Online Transfers?
Once you have the IFSC Code PUNB0645100 for the Morar Cantt, 72 Infantary Bri branch of Punjab National Bank in Gwalior Madhya Pradesh, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0645100. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0645100.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Morar Cantt, 72 Infantary Bri in Gwalior Madhya Pradesh, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Morar Cantt, 72 Infantary Bri, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Gwalior Madhya Pradesh manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0645100.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 72-Infantary Brigade, Morar located in Gwalior Madhya Pradesh, Morar (Gwalior) Madhya Pradesh, Madhya Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.