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IFSC Code of Punjab National Bank, Pathreri - Gurugram, Gurugram, Haryana — PUNB0126510

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Pathreri - Gurugram branch in Gurgaon, Gurugram, Haryana, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Gurgaon or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code PUNB0126510. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Pathreri - Gurugram, Gurgaon

The table below shows the main details of the IFSC Code PUNB0126510 for the Punjab National Bank branch in Gurgaon, which falls under the Gurugram district in Haryana.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0126510
Branch Pathreri - Gurugram
City Gurgaon
District Gurugram
State Haryana
Address Gitm,Pathreri Bilaspur-Tauru Road 122018

These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Gurgaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0126510 for the Pathreri - Gurugram branch of Punjab National Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Pathreri - Gurugram, Gurgaon, Haryana, is provided with a unique IFSC like PUNB0126510 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Gurgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Gurgaon and Gurugram.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Pathreri - Gurugram do not get mixed with another location.

Format of the IFSC Code PUNB0126510

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pathreri - Gurugram in Gurgaon.

For example, the IFSC Code PUNB0126510 of Punjab National Bank for the Pathreri - Gurugram branch includes these elements, identifying the bank and the branch location in Gurgaon and Haryana correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0126510 of Punjab National Bank for its Pathreri - Gurugram branch located in Gurgaon, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Gurgaon and Gurugram, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Pathreri - Gurugram or Gurgaon to get the exact IFSC Code PUNB0126510.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Gurgaon, you'll get the correct details.

How to Use IFSC Code PUNB0126510 for Online Transfers?

If you have the IFSC Code PUNB0126510 for the Pathreri - Gurugram branch of Punjab National Bank in Gurgaon, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0126510. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0126510.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Pathreri - Gurugram in Gurgaon, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Pathreri - Gurugram, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gurgaon manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Pathreri - Gurugram, Gurgaon?

The IFSC Code is PUNB0126510.

Is the IFSC Code PUNB0126510 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Pathreri - Gurugram?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pathreri - Gurugram branch?

The address of the branch is Gitm,Pathreri Bilaspur-Tauru Road 122018 located in Gurgaon, Gurugram, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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