Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Gurgaon, Sec-10A, Khandsa Rd branch in Gurgaon (Haryana), Gurgaon, Haryana, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Gurgaon (Haryana) or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code PUNB0457800. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Gurgaon, Sec-10A, Khandsa Rd, Gurgaon (Haryana)
Here are some of the key details that come with the IFSC Code PUNB0457800 of Punjab National Bank for its branch located in Gurgaon (Haryana), within the district of Gurgaon in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0457800 |
| Branch | Gurgaon, Sec-10A, Khandsa Rd |
| City | Gurgaon (Haryana) |
| District | Gurgaon |
| State | Haryana |
| Address | Sco-5,Sector-10-A, Khandsa Road |
These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Gurgaon (Haryana) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0457800 for the Gurgaon, Sec-10A, Khandsa Rd branch of Punjab National Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Gurgaon, Sec-10A, Khandsa Rd, Gurgaon (Haryana), Haryana, is provided a unique IFSC like PUNB0457800 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Gurgaon (Haryana).
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Gurgaon (Haryana) and Gurgaon.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Gurgaon, Sec-10A, Khandsa Rd do not get misguided to another person.
Format of the IFSC Code PUNB0457800
The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gurgaon, Sec-10A, Khandsa Rd in Gurgaon (Haryana).
For example, the IFSC Code PUNB0457800 of Punjab National Bank for the Gurgaon, Sec-10A, Khandsa Rd branch includes these elements, identifying the bank and the branch location in Gurgaon (Haryana) and Haryana correctly.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0457800 of Punjab National Bank for its Gurgaon, Sec-10A, Khandsa Rd branch located in Gurgaon (Haryana), the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Gurgaon (Haryana) and Gurgaon, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Gurgaon, Sec-10A, Khandsa Rd or Gurgaon (Haryana) to get the exact IFSC Code PUNB0457800.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Gurgaon (Haryana), then it will provide you proper information.
How to Use IFSC Code PUNB0457800 for Online Transfers?
Once you have the IFSC Code PUNB0457800 for the Gurgaon, Sec-10A, Khandsa Rd branch of Punjab National Bank in Gurgaon (Haryana), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0457800. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0457800.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Gurgaon, Sec-10A, Khandsa Rd in Gurgaon (Haryana), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Gurgaon, Sec-10A, Khandsa Rd, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Gurgaon (Haryana) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0457800.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sco-5,Sector-10-A, Khandsa Road located in Gurgaon (Haryana), Gurgaon, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.