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IFSC Code of Punjab National Bank, Gurugram-Sohna Road, Gurugram, Haryana — PUNB0125310

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Gurugram-Sohna Road branch in Gurgaon, Gurugram, Haryana, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Gurgaon or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code PUNB0125310. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Gurugram-Sohna Road, Gurgaon

Below in the table are the key details related to IFSC Code PUNB0125310 of Punjab National Bank for its branch located in Gurgaon, within the district of Gurugram in the state of Haryana.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0125310
Branch Gurugram-Sohna Road
City Gurgaon
District Gurugram
State Haryana
Address Jmd Galleria Shopno-23 -24,Sohana Road 122018

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Gurgaon for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0125310 for the Gurugram-Sohna Road branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Gurugram-Sohna Road, Gurgaon, Haryana, is provided a unique IFSC like PUNB0125310 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Punjab National Bank branch in Gurgaon.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Gurgaon and Gurugram.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Gurugram-Sohna Road do not get misguided to another person.

Format of the IFSC Code PUNB0125310

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gurugram-Sohna Road in Gurgaon.

For example, the IFSC Code PUNB0125310 of Punjab National Bank for the Gurugram-Sohna Road branch includes these elements, identifying the bank and the branch location in Gurgaon and Haryana accurately.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0125310 of Punjab National Bank for its Gurugram-Sohna Road branch located in Gurgaon, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Gurgaon and Gurugram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Gurugram-Sohna Road or Gurgaon to find the exact IFSC Code PUNB0125310.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Gurgaon will provide accurate information.

How to Use IFSC Code PUNB0125310 for Online Transfers?

Once you have the IFSC Code PUNB0125310 for the Gurugram-Sohna Road branch of Punjab National Bank in Gurgaon, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0125310. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0125310.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Gurugram-Sohna Road in Gurgaon, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Gurugram-Sohna Road, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gurgaon to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Gurugram-Sohna Road, Gurgaon?

The IFSC Code is PUNB0125310.

Is the IFSC Code PUNB0125310 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Gurugram-Sohna Road?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gurugram-Sohna Road branch?

The address of the branch is Jmd Galleria Shopno-23 -24,Sohana Road 122018 located in Gurgaon, Gurugram, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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