Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Gudar, Distt. Shivpuri (Mp) branch in Gudar, Shivpuri, Mp, Gudar, Shivpuri, Mp, Madhya Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Gudar, Shivpuri, Mp or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0256700. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Gudar, Distt. Shivpuri (Mp), Gudar, Shivpuri, Mp

Here are the key points that are associated with the IFSC Code PUNB0256700 of Punjab National Bank for its branch located in Gudar, Shivpuri, Mp, within the district of Gudar, Shivpuri, Mp in the state of Madhya Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0256700
Branch Gudar, Distt. Shivpuri (Mp)
City Gudar, Shivpuri, Mp
District Gudar, Shivpuri, Mp
State Madhya Pradesh
Address Gudar Distt Shivpuri

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Gudar, Shivpuri, Mp for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0256700 for the Gudar, Distt. Shivpuri (Mp) branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Gudar, Distt. Shivpuri (Mp), Gudar, Shivpuri, Mp, Madhya Pradesh, is provided with a unique IFSC like PUNB0256700 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Gudar, Shivpuri, Mp.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Gudar, Shivpuri, Mp and Gudar, Shivpuri, Mp.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Madhya Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Gudar, Distt. Shivpuri (Mp) do not get mixed with another location.

Format of the IFSC Code PUNB0256700

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gudar, Distt. Shivpuri (Mp) in Gudar, Shivpuri, Mp.

For example, the IFSC Code PUNB0256700 of Punjab National Bank for the Gudar, Distt. Shivpuri (Mp) branch includes these elements, identifying the bank and the branch location in Gudar, Shivpuri, Mp and Madhya Pradesh accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0256700 of Punjab National Bank for its Gudar, Distt. Shivpuri (Mp) branch located in Gudar, Shivpuri, Mp, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Gudar, Shivpuri, Mp and Gudar, Shivpuri, Mp, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Gudar, Distt. Shivpuri (Mp) or Gudar, Shivpuri, Mp to get the exact IFSC Code PUNB0256700.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Gudar, Shivpuri, Mp, you'll get the correct details.

How to Use IFSC Code PUNB0256700 for Online Transfers?

Once you have the IFSC Code PUNB0256700 for the Gudar, Distt. Shivpuri (Mp) branch of Punjab National Bank in Gudar, Shivpuri, Mp, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0256700. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0256700.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Gudar, Distt. Shivpuri (Mp) in Gudar, Shivpuri, Mp, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Gudar, Distt. Shivpuri (Mp), here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gudar, Shivpuri, Mp to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank Gudar, Distt. Shivpuri (Mp) Gudar, Shivpuri, Mp?

The IFSC Code of the Gudar, Distt. Shivpuri (Mp) Gudar, Shivpuri, Mp branch is PUNB0256700.

Is IFSC Code PUNB0256700 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Punjab National Bank Gudar, Distt. Shivpuri (Mp) branch?

The branch is located at Gudar Distt Shivpuri.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.