IFSC Code of Punjab National Bank, Gorakhpur Kuraghat, Distt. Gor, Gorakhpur, Uttar Pradesh — PUNB0191400

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Gorakhpur Kuraghat, Distt. Gor branch in Gorakhpur, Gorakhpur, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Gorakhpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0191400. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Gorakhpur Kuraghat, Distt. Gor, Gorakhpur

Here are the key points that are associated with the IFSC Code PUNB0191400 of Punjab National Bank for its branch located in Gorakhpur, within the district of Gorakhpur in the state of Uttar Pradesh.

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Gorakhpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0191400 for the Gorakhpur Kuraghat, Distt. Gor branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Gorakhpur Kuraghat, Distt. Gor, Gorakhpur, Uttar Pradesh, is provided with a unique IFSC like PUNB0191400 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Punjab National Bank branch in Gorakhpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Gorakhpur and Gorakhpur.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Gorakhpur Kuraghat, Distt. Gor do not get mixed with another location.

Format of the IFSC Code PUNB0191400

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gorakhpur Kuraghat, Distt. Gor in Gorakhpur.

For example, the IFSC Code PUNB0191400 of Punjab National Bank for the Gorakhpur Kuraghat, Distt. Gor branch has these elements, identifying the bank and the branch location in Gorakhpur and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0191400 of Punjab National Bank for its Gorakhpur Kuraghat, Distt. Gor branch located in Gorakhpur, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Gorakhpur and Gorakhpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Gorakhpur Kuraghat, Distt. Gor or Gorakhpur to find the exact IFSC Code PUNB0191400.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Gorakhpur will provide accurate information.

How to Use IFSC Code PUNB0191400 for Online Transfers?

Once you have the IFSC Code PUNB0191400 for the Gorakhpur Kuraghat, Distt. Gor branch of Punjab National Bank in Gorakhpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0191400. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0191400.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Gorakhpur Kuraghat, Distt. Gor in Gorakhpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Gorakhpur Kuraghat, Distt. Gor, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gorakhpur manage online transfers as well as cheque clearances with ease.