IFSC Code of Punjab National Bank, Gorakhpur-Basharatpur, Gorakhpur, Uttar Pradesh- PUNB0129610

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Gorakhpur-Basharatpur branch in Gorakhpur, Gorakhpur, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Gorakhpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0129610. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Gorakhpur-Basharatpur, Gorakhpur

Here are the key points that are associated with the IFSC Code PUNB0129610 of Punjab National Bank for its branch located in Gorakhpur, within the district of Gorakhpur in the state of Uttar Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Gorakhpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0129610 for the Gorakhpur-Basharatpur branch of Punjab National Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Gorakhpur-Basharatpur, Gorakhpur, Uttar Pradesh, are given a unique IFSC like PUNB0129610 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Gorakhpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Gorakhpur and Gorakhpur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Punjab National Bank in Gorakhpur-Basharatpur goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PUNB0129610

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gorakhpur-Basharatpur in Gorakhpur.

For example, the IFSC Code PUNB0129610 of Punjab National Bank for the Gorakhpur-Basharatpur branch has these elements, identifying the bank and the branch location in Gorakhpur and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0129610 of Punjab National Bank for its Gorakhpur-Basharatpur branch located in Gorakhpur, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Gorakhpur and Gorakhpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Gorakhpur-Basharatpur or Gorakhpur to get the exact IFSC Code PUNB0129610.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Gorakhpur, you'll get the correct details.

How to Use IFSC Code PUNB0129610 for Online Transfers?

Once you have the IFSC Code PUNB0129610 for the Gorakhpur-Basharatpur branch of Punjab National Bank in Gorakhpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0129610. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0129610.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Gorakhpur-Basharatpur in Gorakhpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Gorakhpur-Basharatpur, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gorakhpur to handle online money transfers and get their cheques cleared smoothly.