For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Bathinda, Tinkoni Chowk branch in Goniana Road, Bathinda, Bhatinda, Punjab, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Goniana Road, Bathinda or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code PUNB0773400. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Bathinda, Tinkoni Chowk, Goniana Road, Bathinda
The table below shows the main details of the IFSC Code PUNB0773400 for the Punjab National Bank branch in Goniana Road, Bathinda, which falls under the Bhatinda district in Punjab.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0773400 |
| Branch | Bathinda, Tinkoni Chowk |
| City | Goniana Road, Bathinda |
| District | Bhatinda |
| State | Punjab |
| Address | Pnb,Tinkoni Chowk, |
These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Goniana Road, Bathinda for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0773400 for the Bathinda, Tinkoni Chowk branch of Punjab National Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0773400 is given to every bank branch, including Punjab National Bank located in Bathinda, Tinkoni Chowk, Goniana Road, Bathinda, Punjab, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Goniana Road, Bathinda.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Goniana Road, Bathinda and Bhatinda.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Punjab and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Bathinda, Tinkoni Chowk doesn't end up at another location.
Format of the IFSC Code PUNB0773400
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bathinda, Tinkoni Chowk in Goniana Road, Bathinda.
For example, the IFSC Code PUNB0773400 of Punjab National Bank for the Bathinda, Tinkoni Chowk branch includes these elements, identifying the bank and the branch location in Goniana Road, Bathinda and Punjab accurately.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0773400 of Punjab National Bank for its Bathinda, Tinkoni Chowk branch located in Goniana Road, Bathinda, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Goniana Road, Bathinda and Bhatinda, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Bathinda, Tinkoni Chowk or Goniana Road, Bathinda to find the exact IFSC Code PUNB0773400.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Goniana Road, Bathinda will provide accurate information.
How to Use IFSC Code PUNB0773400 for Online Transfers?
Once you have the IFSC Code PUNB0773400 for the Bathinda, Tinkoni Chowk branch of Punjab National Bank in Goniana Road, Bathinda, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0773400. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0773400.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Bathinda, Tinkoni Chowk in Goniana Road, Bathinda may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Bathinda, Tinkoni Chowk, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Goniana Road, Bathinda manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0773400.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Pnb,Tinkoni Chowk, located in Goniana Road, Bathinda, Bhatinda, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.