IFSC Code of Punjab National Bank, Kamarbandha, Kamarbandha, Assam — PUNB0079220

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Kamarbandha branch in Golaghat, Kamarbandha, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Golaghat or anywhere in Assam can transfer funds instantly by using the correct IFSC Code PUNB0079220. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Kamarbandha, Golaghat

Below in the table are the key details related to IFSC Code PUNB0079220 of Punjab National Bank for its branch located in Golaghat, within the district of Kamarbandha in the state of Assam.

These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Golaghat for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0079220 for the Kamarbandha branch of Punjab National Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Kamarbandha, Golaghat, Assam, are allotted a unique IFSC like PUNB0079220 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Golaghat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Golaghat and Kamarbandha.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Kamarbandha reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code PUNB0079220

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kamarbandha in Golaghat.

For example, the IFSC Code PUNB0079220 of Punjab National Bank for the Kamarbandha branch includes these elements, identifying the bank and the branch location in Golaghat and Assam accurately.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0079220 of Punjab National Bank for its Kamarbandha branch located in Golaghat, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Golaghat and Kamarbandha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Kamarbandha or Golaghat to get the exact IFSC Code PUNB0079220.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Golaghat, then it will provide you proper information.

How to Use IFSC Code PUNB0079220 for Online Transfers?

Once you have the IFSC Code PUNB0079220 for the Kamarbandha branch of Punjab National Bank in Golaghat, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0079220. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0079220.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Kamarbandha in Golaghat may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Kamarbandha, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Golaghat to handle online money transfers and get their cheques cleared smoothly.