For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Gobindpur (Jharkhand) branch in Gobindpur (Jharkhand), Dhanbad, Jharkhand, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Gobindpur (Jharkhand) or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code PUNB0672500. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Gobindpur (Jharkhand), Gobindpur (Jharkhand)
Here are the main details that are associated with the IFSC Code PUNB0672500 of Punjab National Bank for its branch located in Gobindpur (Jharkhand), within the district of Dhanbad in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0672500 |
| Branch | Gobindpur (Jharkhand) |
| City | Gobindpur (Jharkhand) |
| District | Dhanbad |
| State | Jharkhand |
| Address | Upper Bazar, Gobindpur |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Gobindpur (Jharkhand) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0672500 for the Gobindpur (Jharkhand) branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Gobindpur (Jharkhand), Gobindpur (Jharkhand), Jharkhand, are allotted a unique IFSC like PUNB0672500 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gobindpur (Jharkhand).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gobindpur (Jharkhand) and Dhanbad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Gobindpur (Jharkhand) reaches the right place, even though there are thousands of branches in Jharkhand and across India.
Format of the IFSC Code PUNB0672500
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gobindpur (Jharkhand) in Gobindpur (Jharkhand).
For example, the IFSC Code PUNB0672500 of Punjab National Bank for the Gobindpur (Jharkhand) branch includes these elements, identifying the bank and the branch location in Gobindpur (Jharkhand) and Jharkhand accurately.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0672500 of Punjab National Bank for its Gobindpur (Jharkhand) branch located in Gobindpur (Jharkhand), the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Gobindpur (Jharkhand) and Dhanbad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Gobindpur (Jharkhand) or Gobindpur (Jharkhand) to get the exact IFSC Code PUNB0672500.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Gobindpur (Jharkhand), then it will provide you proper information.
How to Use IFSC Code PUNB0672500 for Online Transfers?
Once you have the IFSC Code PUNB0672500 for the Gobindpur (Jharkhand) branch of Punjab National Bank in Gobindpur (Jharkhand), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0672500. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0672500.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Gobindpur (Jharkhand) in Gobindpur (Jharkhand), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Gobindpur (Jharkhand), here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Gobindpur (Jharkhand) to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0672500.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Upper Bazar, Gobindpur located in Gobindpur (Jharkhand), Dhanbad, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.