IFSC Code of Punjab National Bank, Jakhania Gobind, Jakhania, Uttar Pradesh — PUNB0861900

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Jakhania Gobind branch in Ghazipur, Jakhania, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Ghazipur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0861900. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Jakhania Gobind, Ghazipur

Here are some of the key details that come with the IFSC Code PUNB0861900 of Punjab National Bank for its branch located in Ghazipur, within the district of Jakhania in the state of Uttar Pradesh.

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Ghazipur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0861900 for the Jakhania Gobind branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Jakhania Gobind, Ghazipur, Uttar Pradesh, is provided with a unique IFSC like PUNB0861900 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Punjab National Bank branch in Ghazipur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Ghazipur and Jakhania.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Jakhania Gobind do not get mixed with another location.

Format of the IFSC Code PUNB0861900

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jakhania Gobind in Ghazipur.

For example, the IFSC Code PUNB0861900 of Punjab National Bank for the Jakhania Gobind branch includes these elements, identifying the bank and the branch location in Ghazipur and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0861900 of Punjab National Bank for its Jakhania Gobind branch located in Ghazipur, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Ghazipur and Jakhania, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Jakhania Gobind or Ghazipur to find the exact IFSC Code PUNB0861900.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Ghazipur will provide accurate information.

How to Use IFSC Code PUNB0861900 for Online Transfers?

Once you have the IFSC Code PUNB0861900 for the Jakhania Gobind branch of Punjab National Bank in Ghazipur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0861900. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0861900.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Jakhania Gobind in Ghazipur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Jakhania Gobind, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ghazipur manage online transfers as well as cheque clearances with ease.