The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Tantia University Thirteen Lnp Second branch in Ganganagar, Sri Ganganagar, Rajasthan, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Ganganagar or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code PUNB0201510. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Tantia University Thirteen Lnp Second, Ganganagar
Here are some of the key details that come with the IFSC Code PUNB0201510 of Punjab National Bank for its branch located in Ganganagar, within the district of Sri Ganganagar in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0201510 |
| Branch | Tantia University Thirteen Lnp Second |
| City | Ganganagar |
| District | Sri Ganganagar |
| State | Rajasthan |
| Address | Tantia University 13 L Hanumangarh Rd 335002 |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Ganganagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0201510 for the Tantia University Thirteen Lnp Second branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Tantia University Thirteen Lnp Second, Ganganagar, Rajasthan, are allotted a unique IFSC like PUNB0201510 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ganganagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ganganagar and Sri Ganganagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Tantia University Thirteen Lnp Second reaches the right place, even though there are thousands of branches in Rajasthan and across India.
Format of the IFSC Code PUNB0201510
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Tantia University Thirteen Lnp Second in Ganganagar.
For example, the IFSC Code PUNB0201510 of Punjab National Bank for the Tantia University Thirteen Lnp Second branch has these elements, identifying the bank and the branch location in Ganganagar and Rajasthan correctly.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0201510 of Punjab National Bank for its Tantia University Thirteen Lnp Second branch located in Ganganagar, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Punjab National Bank branches in Ganganagar and Sri Ganganagar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Tantia University Thirteen Lnp Second or Ganganagar to get the exact IFSC Code PUNB0201510.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Ganganagar, you'll get the correct details.
How to Use IFSC Code PUNB0201510 for Online Transfers?
Once you have the IFSC Code PUNB0201510 for the Tantia University Thirteen Lnp Second branch of Punjab National Bank in Ganganagar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0201510. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0201510.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Tantia University Thirteen Lnp Second in Ganganagar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Tantia University Thirteen Lnp Second, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Ganganagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Tantia University Thirteen Lnp Second Ganganagar branch is PUNB0201510.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Tantia University 13 L Hanumangarh Rd 335002.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.