For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Hanumangarh Town branch in Ganganagar, Hanumangarh Junction, Rajasthan, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Ganganagar or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code PUNB0073110. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Hanumangarh Town, Ganganagar
Here are the key points that are associated with the IFSC Code PUNB0073110 of Punjab National Bank for its branch located in Ganganagar, within the district of Hanumangarh Junction in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0073110 |
| Branch | Hanumangarh Town |
| City | Ganganagar |
| District | Hanumangarh Junction |
| State | Rajasthan |
| Address | New Anaj Mandi Hanumangarh Town 335513 |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in Ganganagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0073110 for the Hanumangarh Town branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Hanumangarh Town, Ganganagar, Rajasthan, is provided a unique IFSC like PUNB0073110 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Ganganagar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Ganganagar and Hanumangarh Junction.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Hanumangarh Town do not get misguided to another person.
Format of the IFSC Code PUNB0073110
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hanumangarh Town in Ganganagar.
For example, the IFSC Code PUNB0073110 of Punjab National Bank for the Hanumangarh Town branch includes these elements, identifying the bank and the branch location in Ganganagar and Rajasthan accurately.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0073110 of Punjab National Bank for its Hanumangarh Town branch located in Ganganagar, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Ganganagar and Hanumangarh Junction, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Hanumangarh Town or Ganganagar to get the exact IFSC Code PUNB0073110.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Ganganagar, then it will provide you proper information.
How to Use IFSC Code PUNB0073110 for Online Transfers?
Once you have the IFSC Code PUNB0073110 for the Hanumangarh Town branch of Punjab National Bank in Ganganagar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0073110. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0073110.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Hanumangarh Town in Ganganagar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Hanumangarh Town, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Ganganagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0073110.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is New Anaj Mandi Hanumangarh Town 335513 located in Ganganagar, Hanumangarh Junction, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.