The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Gairatalai, Distt. Jabalpur (M branch in Gaitalai, Vijayragavgarh, Katni (Mp), Gaitalai, Vijayragavgarh, Katni (Mp), Madhya Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Gaitalai, Vijayragavgarh, Katni (Mp) or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0139100. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Gairatalai, Distt. Jabalpur (M, Gaitalai, Vijayragavgarh, Katni (Mp)

The table below shows the main details of the IFSC Code PUNB0139100 for the Punjab National Bank branch in Gaitalai, Vijayragavgarh, Katni (Mp), which falls under the Gaitalai, Vijayragavgarh, Katni (Mp) district in Madhya Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0139100
Branch Gairatalai, Distt. Jabalpur (M
City Gaitalai, Vijayragavgarh, Katni (Mp)
District Gaitalai, Vijayragavgarh, Katni (Mp)
State Madhya Pradesh
Address Gairtalai Distt Katni

These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Gaitalai, Vijayragavgarh, Katni (Mp) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0139100 for the Gairatalai, Distt. Jabalpur (M branch of Punjab National Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Gairatalai, Distt. Jabalpur (M, Gaitalai, Vijayragavgarh, Katni (Mp), Madhya Pradesh, are given a unique IFSC like PUNB0139100 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gaitalai, Vijayragavgarh, Katni (Mp).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Gaitalai, Vijayragavgarh, Katni (Mp) and Gaitalai, Vijayragavgarh, Katni (Mp).
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Punjab National Bank in Gairatalai, Distt. Jabalpur (M goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Madhya Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PUNB0139100

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gairatalai, Distt. Jabalpur (M in Gaitalai, Vijayragavgarh, Katni (Mp).

For example, the IFSC Code PUNB0139100 of Punjab National Bank for the Gairatalai, Distt. Jabalpur (M branch has these elements, identifying the bank and the branch location in Gaitalai, Vijayragavgarh, Katni (Mp) and Madhya Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0139100 of Punjab National Bank for its Gairatalai, Distt. Jabalpur (M branch located in Gaitalai, Vijayragavgarh, Katni (Mp), the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Gaitalai, Vijayragavgarh, Katni (Mp) and Gaitalai, Vijayragavgarh, Katni (Mp), print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Gairatalai, Distt. Jabalpur (M or Gaitalai, Vijayragavgarh, Katni (Mp) to get the exact IFSC Code PUNB0139100.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Gaitalai, Vijayragavgarh, Katni (Mp), you'll get the correct details.

How to Use IFSC Code PUNB0139100 for Online Transfers?

Once you have the IFSC Code PUNB0139100 for the Gairatalai, Distt. Jabalpur (M branch of Punjab National Bank in Gaitalai, Vijayragavgarh, Katni (Mp), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0139100. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0139100.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Gairatalai, Distt. Jabalpur (M in Gaitalai, Vijayragavgarh, Katni (Mp), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Gairatalai, Distt. Jabalpur (M, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gaitalai, Vijayragavgarh, Katni (Mp) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank Gairatalai, Distt. Jabalpur (M Gaitalai, Vijayragavgarh, Katni (Mp)?

The IFSC Code of the Gairatalai, Distt. Jabalpur (M Gaitalai, Vijayragavgarh, Katni (Mp) branch is PUNB0139100.

Is IFSC Code PUNB0139100 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Punjab National Bank Gairatalai, Distt. Jabalpur (M branch?

The branch is located at Gairtalai Distt Katni.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.