The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Ramgarh Disttfirozabad branch in Firozabad, Ramgarh Distt Firozabad, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Firozabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0182510. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Ramgarh Disttfirozabad, Firozabad

The table below shows the main details of the IFSC Code PUNB0182510 for the Punjab National Bank branch in Firozabad, which falls under the Ramgarh Distt Firozabad district in Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0182510
Branch Ramgarh Disttfirozabad
City Firozabad
District Ramgarh Distt Firozabad
State Uttar Pradesh
Address Vp Ramgarh Panchyat Umargarh Tehtundla 283204

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Firozabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0182510 for the Ramgarh Disttfirozabad branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Ramgarh Disttfirozabad, Firozabad, Uttar Pradesh, are given a unique IFSC like PUNB0182510 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Firozabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Firozabad and Ramgarh Distt Firozabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Punjab National Bank in Ramgarh Disttfirozabad goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PUNB0182510

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ramgarh Disttfirozabad in Firozabad.

For example, the IFSC Code PUNB0182510 of Punjab National Bank for the Ramgarh Disttfirozabad branch includes these elements, identifying the bank and the branch location in Firozabad and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0182510 of Punjab National Bank for its Ramgarh Disttfirozabad branch located in Firozabad, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Firozabad and Ramgarh Distt Firozabad, print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Ramgarh Disttfirozabad or Firozabad to get the exact IFSC Code PUNB0182510.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Firozabad, you'll get the correct details.

How to Use IFSC Code PUNB0182510 for Online Transfers?

If you have the IFSC Code PUNB0182510 for the Ramgarh Disttfirozabad branch of Punjab National Bank in Firozabad, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0182510. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0182510.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Ramgarh Disttfirozabad in Firozabad, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Ramgarh Disttfirozabad, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Firozabad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Ramgarh Disttfirozabad, Firozabad?

The IFSC Code is PUNB0182510.

Is the IFSC Code PUNB0182510 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Ramgarh Disttfirozabad?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ramgarh Disttfirozabad branch?

The address of the branch is Vp Ramgarh Panchyat Umargarh Tehtundla 283204 located in Firozabad, Ramgarh Distt Firozabad, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.