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IFSC Code of Punjab National Bank, Firozabad, Pameshwar Gate, Firozabad, Uttar Pradesh — PUNB0485200

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Firozabad, Pameshwar Gate branch in Firozabad, Firozabad, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Firozabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0485200. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Firozabad, Pameshwar Gate, Firozabad

Here are the key points that are associated with the IFSC Code PUNB0485200 of Punjab National Bank for its branch located in Firozabad, within the district of Firozabad in the state of Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0485200
Branch Firozabad, Pameshwar Gate
City Firozabad
District Firozabad
State Uttar Pradesh
Address Firozabad, Pameshwar Gate

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Firozabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0485200 for the Firozabad, Pameshwar Gate branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Firozabad, Pameshwar Gate, Firozabad, Uttar Pradesh, is provided a unique IFSC like PUNB0485200 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Punjab National Bank branch in Firozabad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Firozabad and Firozabad.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Firozabad, Pameshwar Gate do not get misguided to another person.

Format of the IFSC Code PUNB0485200

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Firozabad, Pameshwar Gate in Firozabad.

For example, the IFSC Code PUNB0485200 of Punjab National Bank for the Firozabad, Pameshwar Gate branch includes these elements, identifying the bank and the branch location in Firozabad and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0485200 of Punjab National Bank for its Firozabad, Pameshwar Gate branch located in Firozabad, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Firozabad and Firozabad, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Firozabad, Pameshwar Gate or Firozabad to get the exact IFSC Code PUNB0485200.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Firozabad, you'll get the correct details.

How to Use IFSC Code PUNB0485200 for Online Transfers?

Once you have the IFSC Code PUNB0485200 for the Firozabad, Pameshwar Gate branch of Punjab National Bank in Firozabad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0485200. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0485200.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Firozabad, Pameshwar Gate in Firozabad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Firozabad, Pameshwar Gate, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Firozabad manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank Firozabad, Pameshwar Gate Firozabad?

The IFSC Code of the Firozabad, Pameshwar Gate Firozabad branch is PUNB0485200.

Is IFSC Code PUNB0485200 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Punjab National Bank Firozabad, Pameshwar Gate branch?

The branch is located at Firozabad, Pameshwar Gate.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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