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IFSC Code of Punjab National Bank, Navasari, M G Road, Navsari, Gujarat — PUNB0272400

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Navasari, M G Road branch in Dudia Talav Road, Navsari, Navsari, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Dudia Talav Road, Navsari or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code PUNB0272400. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Navasari, M G Road, Dudia Talav Road, Navsari

Here are the main details that are associated with the IFSC Code PUNB0272400 of Punjab National Bank for its branch located in Dudia Talav Road, Navsari, within the district of Navsari in the state of Gujarat.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0272400
Branch Navasari, M G Road
City Dudia Talav Road, Navsari
District Navsari
State Gujarat
Address M G Road, Near Tower

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Dudia Talav Road, Navsari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0272400 for the Navasari, M G Road branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Navasari, M G Road, Dudia Talav Road, Navsari, Gujarat, is provided with a unique IFSC like PUNB0272400 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Dudia Talav Road, Navsari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Dudia Talav Road, Navsari and Navsari.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Navasari, M G Road do not get mixed with another location.

Format of the IFSC Code PUNB0272400

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Navasari, M G Road in Dudia Talav Road, Navsari.

For example, the IFSC Code PUNB0272400 of Punjab National Bank for the Navasari, M G Road branch includes these elements, identifying the bank and the branch location in Dudia Talav Road, Navsari and Gujarat accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0272400 of Punjab National Bank for its Navasari, M G Road branch located in Dudia Talav Road, Navsari, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Dudia Talav Road, Navsari and Navsari, print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Navasari, M G Road or Dudia Talav Road, Navsari to get the exact IFSC Code PUNB0272400.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Dudia Talav Road, Navsari, you'll get the correct details.

How to Use IFSC Code PUNB0272400 for Online Transfers?

Once you have the IFSC Code PUNB0272400 for the Navasari, M G Road branch of Punjab National Bank in Dudia Talav Road, Navsari, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0272400. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0272400.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Navasari, M G Road in Dudia Talav Road, Navsari may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Navasari, M G Road, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dudia Talav Road, Navsari to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Navasari, M G Road, Dudia Talav Road, Navsari?

The IFSC Code is PUNB0272400.

Is the IFSC Code PUNB0272400 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Navasari, M G Road?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Navasari, M G Road branch?

The address of the branch is M G Road, Near Tower located in Dudia Talav Road, Navsari, Navsari, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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