The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Doraha Dist Sehore, Distt. Seh branch in Doraha, Doraha, Madhya Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Doraha or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0064300. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Doraha Dist Sehore, Distt. Seh, Doraha
Here are the key points that are associated with the IFSC Code PUNB0064300 of Punjab National Bank for its branch located in Doraha, within the district of Doraha in the state of Madhya Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0064300 |
| Branch | Doraha Dist Sehore, Distt. Seh |
| City | Doraha |
| District | Doraha |
| State | Madhya Pradesh |
| Address | Doraha Distt Sehore |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in Doraha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0064300 for the Doraha Dist Sehore, Distt. Seh branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Doraha Dist Sehore, Distt. Seh, Doraha, Madhya Pradesh, is provided with a unique IFSC like PUNB0064300 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Doraha.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Doraha and Doraha.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Madhya Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Doraha Dist Sehore, Distt. Seh do not get mixed with another location.
Format of the IFSC Code PUNB0064300
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Doraha Dist Sehore, Distt. Seh in Doraha.
For example, the IFSC Code PUNB0064300 of Punjab National Bank for the Doraha Dist Sehore, Distt. Seh branch includes these elements, identifying the bank and the branch location in Doraha and Madhya Pradesh accurately.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0064300 of Punjab National Bank for its Doraha Dist Sehore, Distt. Seh branch located in Doraha, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Doraha and Doraha, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Doraha Dist Sehore, Distt. Seh or Doraha to get the exact IFSC Code PUNB0064300.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Doraha, then it will provide you proper information.
How to Use IFSC Code PUNB0064300 for Online Transfers?
If you have the IFSC Code PUNB0064300 for the Doraha Dist Sehore, Distt. Seh branch of Punjab National Bank in Doraha, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0064300. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0064300.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Doraha Dist Sehore, Distt. Seh in Doraha, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Doraha Dist Sehore, Distt. Seh, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Doraha manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0064300.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Doraha Distt Sehore located in Doraha, Doraha, Madhya Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.