Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Dahod branch in Dohad, Dahod-Gujarat, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Dohad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code PUNB0220710. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Dahod, Dohad

Here are the main details that are associated with the IFSC Code PUNB0220710 of Punjab National Bank for its branch located in Dohad, within the district of Dahod-Gujarat in the state of Gujarat.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0220710
Branch Dahod
City Dohad
District Dahod-Gujarat
State Gujarat
Address 4726, Hanuman Bazar Near Jain Mandir 389151

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Dohad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0220710 for the Dahod branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Dahod, Dohad, Gujarat, are given a unique IFSC like PUNB0220710 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dohad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Dohad and Dahod-Gujarat.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Punjab National Bank in Dahod goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PUNB0220710

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dahod in Dohad.

For example, the IFSC Code PUNB0220710 of Punjab National Bank for the Dahod branch includes these elements, identifying the bank and the branch location in Dohad and Gujarat accurately.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0220710 of Punjab National Bank for its Dahod branch located in Dohad, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Dohad and Dahod-Gujarat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Dahod or Dohad to find the exact IFSC Code PUNB0220710.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Dohad will provide accurate information.

How to Use IFSC Code PUNB0220710 for Online Transfers?

Once you have the IFSC Code PUNB0220710 for the Dahod branch of Punjab National Bank in Dohad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0220710. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0220710.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Dahod in Dohad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Dahod, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Dohad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Dahod, Dohad?

The IFSC Code is PUNB0220710.

Is the IFSC Code PUNB0220710 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Dahod?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dahod branch?

The address of the branch is 4726, Hanuman Bazar Near Jain Mandir 389151 located in Dohad, Dahod-Gujarat, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.