For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Dobhi, Distt. Gaya (Bihar) branch in Dobhi (Distt-Gaya), Dobhi (Distt-Gaya), Bihar, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Dobhi (Distt-Gaya) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code PUNB0168500. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Dobhi, Distt. Gaya (Bihar), Dobhi (Distt-Gaya)
Here are the main details that are associated with the IFSC Code PUNB0168500 of Punjab National Bank for its branch located in Dobhi (Distt-Gaya), within the district of Dobhi (Distt-Gaya) in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0168500 |
| Branch | Dobhi, Distt. Gaya (Bihar) |
| City | Dobhi (Distt-Gaya) |
| District | Dobhi (Distt-Gaya) |
| State | Bihar |
| Address | Block Sherghati, Dobhi, Dist Gaya |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Dobhi (Distt-Gaya) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0168500 for the Dobhi, Distt. Gaya (Bihar) branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Dobhi, Distt. Gaya (Bihar), Dobhi (Distt-Gaya), Bihar, are given a unique IFSC like PUNB0168500 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dobhi (Distt-Gaya).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Dobhi (Distt-Gaya) and Dobhi (Distt-Gaya).
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Punjab National Bank in Dobhi, Distt. Gaya (Bihar) goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code PUNB0168500
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dobhi, Distt. Gaya (Bihar) in Dobhi (Distt-Gaya).
For example, the IFSC Code PUNB0168500 of Punjab National Bank for the Dobhi, Distt. Gaya (Bihar) branch includes these elements, identifying the bank and the branch location in Dobhi (Distt-Gaya) and Bihar accurately.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0168500 of Punjab National Bank for its Dobhi, Distt. Gaya (Bihar) branch located in Dobhi (Distt-Gaya), the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Dobhi (Distt-Gaya) and Dobhi (Distt-Gaya), print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Dobhi, Distt. Gaya (Bihar) or Dobhi (Distt-Gaya) to get the exact IFSC Code PUNB0168500.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Dobhi (Distt-Gaya), then it will provide you proper information.
How to Use IFSC Code PUNB0168500 for Online Transfers?
Once you have the IFSC Code PUNB0168500 for the Dobhi, Distt. Gaya (Bihar) branch of Punjab National Bank in Dobhi (Distt-Gaya), you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0168500. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0168500.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Dobhi, Distt. Gaya (Bihar) in Dobhi (Distt-Gaya), it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Dobhi, Distt. Gaya (Bihar), you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Dobhi (Distt-Gaya) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0168500.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Block Sherghati, Dobhi, Dist Gaya located in Dobhi (Distt-Gaya), Dobhi (Distt-Gaya), Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.