The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Lalat, Distt. Midnapur (West B branch in Distt- West Midnapur, Lalat (West Bengal), West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Distt- West Midnapur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code PUNB0176600. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Lalat, Distt. Midnapur (West B, Distt- West Midnapur
Below in the table are the key details related to IFSC Code PUNB0176600 of Punjab National Bank for its branch located in Distt- West Midnapur, within the district of Lalat (West Bengal) in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0176600 |
| Branch | Lalat, Distt. Midnapur (West B |
| City | Distt- West Midnapur |
| District | Lalat (West Bengal) |
| State | West Bengal |
| Address | Vill &Po- Lalat, Via Jahalda |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Distt- West Midnapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0176600 for the Lalat, Distt. Midnapur (West B branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Lalat, Distt. Midnapur (West B, Distt- West Midnapur, West Bengal, is provided with a unique IFSC like PUNB0176600 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Distt- West Midnapur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Distt- West Midnapur and Lalat (West Bengal).
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Lalat, Distt. Midnapur (West B do not get mixed with another location.
Format of the IFSC Code PUNB0176600
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lalat, Distt. Midnapur (West B in Distt- West Midnapur.
For example, the IFSC Code PUNB0176600 of Punjab National Bank for the Lalat, Distt. Midnapur (West B branch includes these elements, identifying the bank and the branch location in Distt- West Midnapur and West Bengal accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0176600 of Punjab National Bank for its Lalat, Distt. Midnapur (West B branch located in Distt- West Midnapur, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Distt- West Midnapur and Lalat (West Bengal), print them on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Lalat, Distt. Midnapur (West B or Distt- West Midnapur to get the exact IFSC Code PUNB0176600.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Distt- West Midnapur, you'll get the correct details.
How to Use IFSC Code PUNB0176600 for Online Transfers?
Once you have the IFSC Code PUNB0176600 for the Lalat, Distt. Midnapur (West B branch of Punjab National Bank in Distt- West Midnapur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0176600. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0176600.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Lalat, Distt. Midnapur (West B in Distt- West Midnapur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Lalat, Distt. Midnapur (West B, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Distt- West Midnapur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0176600.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill &Po- Lalat, Via Jahalda located in Distt- West Midnapur, Lalat (West Bengal), West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.