The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Parihati branch in Distt. West Midnapore West Bengal, Parihati,Dist.W.Midnapore(Wb), West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Distt. West Midnapore West Bengal or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code PUNB0147500. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Parihati, Distt. West Midnapore West Bengal

Here are some of the key details that come with the IFSC Code PUNB0147500 of Punjab National Bank for its branch located in Distt. West Midnapore West Bengal, within the district of Parihati,Dist.W.Midnapore(Wb) in the state of West Bengal.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0147500
Branch Parihati
City Distt. West Midnapore West Bengal
District Parihati,Dist.W.Midnapore(Wb)
State West Bengal
Address P.S. Jamboni

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Distt. West Midnapore West Bengal for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0147500 for the Parihati branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Parihati, Distt. West Midnapore West Bengal, West Bengal, are given a unique IFSC like PUNB0147500 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Distt. West Midnapore West Bengal.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Distt. West Midnapore West Bengal and Parihati,Dist.W.Midnapore(Wb).
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Punjab National Bank in Parihati goes to the correct branch. This is important because Punjab National Bank has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PUNB0147500

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Parihati in Distt. West Midnapore West Bengal.

For example, the IFSC Code PUNB0147500 of Punjab National Bank for the Parihati branch includes these elements, identifying the bank and the branch location in Distt. West Midnapore West Bengal and West Bengal accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0147500 of Punjab National Bank for its Parihati branch located in Distt. West Midnapore West Bengal, the following methods can help:

Cheque Book

The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Distt. West Midnapore West Bengal and Parihati,Dist.W.Midnapore(Wb), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and find the branch locator section. Search for Parihati or Distt. West Midnapore West Bengal to get the exact IFSC Code PUNB0147500.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Distt. West Midnapore West Bengal that will provide accurate information.

How to Use IFSC Code PUNB0147500 for Online Transfers?

Once you have the IFSC Code PUNB0147500 for the Parihati branch of Punjab National Bank in Distt. West Midnapore West Bengal, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0147500. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0147500.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Parihati in Distt. West Midnapore West Bengal, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Parihati, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Distt. West Midnapore West Bengal to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Parihati, Distt. West Midnapore West Bengal?

The IFSC Code is PUNB0147500.

Is the IFSC Code PUNB0147500 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Parihati?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Parihati branch?

The address of the branch is P.S. Jamboni located in Distt. West Midnapore West Bengal, Parihati,Dist.W.Midnapore(Wb), West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.