Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Pipraula, Distt. Shahanjanpur branch in Distt-Shahjahanpur, Pipraula Distt-Shahjahanpur U.P., Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Distt-Shahjahanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0165800. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Pipraula, Distt. Shahanjanpur, Distt-Shahjahanpur
Here are some of the key details that come with the IFSC Code PUNB0165800 of Punjab National Bank for its branch located in Distt-Shahjahanpur, within the district of Pipraula Distt-Shahjahanpur U.P. in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0165800 |
| Branch | Pipraula, Distt. Shahanjanpur |
| City | Distt-Shahjahanpur |
| District | Pipraula Distt-Shahjahanpur U.P. |
| State | Uttar Pradesh |
| Address | Bo Pipraula |
These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Distt-Shahjahanpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0165800 for the Pipraula, Distt. Shahanjanpur branch of Punjab National Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Pipraula, Distt. Shahanjanpur, Distt-Shahjahanpur, Uttar Pradesh, are allotted a unique IFSC like PUNB0165800 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Distt-Shahjahanpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Distt-Shahjahanpur and Pipraula Distt-Shahjahanpur U.P..
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Pipraula, Distt. Shahanjanpur reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code PUNB0165800
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pipraula, Distt. Shahanjanpur in Distt-Shahjahanpur.
For example, the IFSC Code PUNB0165800 of Punjab National Bank for the Pipraula, Distt. Shahanjanpur branch includes these elements, identifying the bank and the branch location in Distt-Shahjahanpur and Uttar Pradesh accurately.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0165800 of Punjab National Bank for its Pipraula, Distt. Shahanjanpur branch located in Distt-Shahjahanpur, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Distt-Shahjahanpur and Pipraula Distt-Shahjahanpur U.P., print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Pipraula, Distt. Shahanjanpur or Distt-Shahjahanpur to find the exact IFSC Code PUNB0165800.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Distt-Shahjahanpur will provide accurate information.
How to Use IFSC Code PUNB0165800 for Online Transfers?
Once you have the IFSC Code PUNB0165800 for the Pipraula, Distt. Shahanjanpur branch of Punjab National Bank in Distt-Shahjahanpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0165800. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0165800.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Pipraula, Distt. Shahanjanpur in Distt-Shahjahanpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Pipraula, Distt. Shahanjanpur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Distt-Shahjahanpur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0165800.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Bo Pipraula located in Distt-Shahjahanpur, Pipraula Distt-Shahjahanpur U.P., Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.