For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Jhota(Sukhwah) branch in Distt. Satna, Jhota, Satna, Mp, Madhya Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Distt. Satna or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0267500. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Jhota(Sukhwah), Distt. Satna

Here are some of the key details that come with the IFSC Code PUNB0267500 of Punjab National Bank for its branch located in Distt. Satna, within the district of Jhota, Satna, Mp in the state of Madhya Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0267500
Branch Jhota(Sukhwah)
City Distt. Satna
District Jhota, Satna, Mp
State Madhya Pradesh
Address Vill Jhota, Po Bairahna

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Distt. Satna for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0267500 for the Jhota(Sukhwah) branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Jhota(Sukhwah), Distt. Satna, Madhya Pradesh, are allotted a unique IFSC like PUNB0267500 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Distt. Satna.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Distt. Satna and Jhota, Satna, Mp.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Jhota(Sukhwah) reaches the right place, even though there are thousands of branches in Madhya Pradesh and across India.

Format of the IFSC Code PUNB0267500

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jhota(Sukhwah) in Distt. Satna.

For example, the IFSC Code PUNB0267500 of Punjab National Bank for the Jhota(Sukhwah) branch includes these elements, identifying the bank and the branch location in Distt. Satna and Madhya Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0267500 of Punjab National Bank for its Jhota(Sukhwah) branch located in Distt. Satna, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Distt. Satna and Jhota, Satna, Mp, print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Jhota(Sukhwah) or Distt. Satna to get the exact IFSC Code PUNB0267500.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Distt. Satna, you'll get the correct details.

How to Use IFSC Code PUNB0267500 for Online Transfers?

If you have the IFSC Code PUNB0267500 for the Jhota(Sukhwah) branch of Punjab National Bank in Distt. Satna, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0267500. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0267500.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Jhota(Sukhwah) in Distt. Satna, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Jhota(Sukhwah), you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Distt. Satna manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Jhota(Sukhwah), Distt. Satna?

The IFSC Code is PUNB0267500.

Is the IFSC Code PUNB0267500 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Jhota(Sukhwah)?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jhota(Sukhwah) branch?

The address of the branch is Vill Jhota, Po Bairahna located in Distt. Satna, Jhota, Satna, Mp, Madhya Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.