The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Maharajganj, Distt. Sant Ravid branch in Distt. Sant Ravidas Nagar, Sant Ravi Dass Nagar (Up), Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Distt. Sant Ravidas Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0250200. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Maharajganj, Distt. Sant Ravid, Distt. Sant Ravidas Nagar
Here are some of the key details that come with the IFSC Code PUNB0250200 of Punjab National Bank for its branch located in Distt. Sant Ravidas Nagar, within the district of Sant Ravi Dass Nagar (Up) in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0250200 |
| Branch | Maharajganj, Distt. Sant Ravid |
| City | Distt. Sant Ravidas Nagar |
| District | Sant Ravi Dass Nagar (Up) |
| State | Uttar Pradesh |
| Address | Po. Maharajganj, |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Distt. Sant Ravidas Nagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0250200 for the Maharajganj, Distt. Sant Ravid branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Maharajganj, Distt. Sant Ravid, Distt. Sant Ravidas Nagar, Uttar Pradesh, are given a unique IFSC like PUNB0250200 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Distt. Sant Ravidas Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Distt. Sant Ravidas Nagar and Sant Ravi Dass Nagar (Up).
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Punjab National Bank in Maharajganj, Distt. Sant Ravid goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code PUNB0250200
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Maharajganj, Distt. Sant Ravid in Distt. Sant Ravidas Nagar.
For example, the IFSC Code PUNB0250200 of Punjab National Bank for the Maharajganj, Distt. Sant Ravid branch has these elements, identifying the bank and the branch location in Distt. Sant Ravidas Nagar and Uttar Pradesh correctly.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0250200 of Punjab National Bank for its Maharajganj, Distt. Sant Ravid branch located in Distt. Sant Ravidas Nagar, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Punjab National Bank branches in Distt. Sant Ravidas Nagar and Sant Ravi Dass Nagar (Up), print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Maharajganj, Distt. Sant Ravid or Distt. Sant Ravidas Nagar to get the exact IFSC Code PUNB0250200.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Distt. Sant Ravidas Nagar, you'll get the correct details.
How to Use IFSC Code PUNB0250200 for Online Transfers?
Once you have the IFSC Code PUNB0250200 for the Maharajganj, Distt. Sant Ravid branch of Punjab National Bank in Distt. Sant Ravidas Nagar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0250200. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0250200.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Maharajganj, Distt. Sant Ravid in Distt. Sant Ravidas Nagar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Maharajganj, Distt. Sant Ravid, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Distt. Sant Ravidas Nagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Maharajganj, Distt. Sant Ravid Distt. Sant Ravidas Nagar branch is PUNB0250200.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Po. Maharajganj,.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.