There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Dhadrain Teh Longowal, Distt. branch in Distt Sangrur, Sangrur, Punjab, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Distt Sangrur or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code PUNB0347300. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Dhadrain Teh Longowal, Distt., Distt Sangrur
The table below shows the main details of the IFSC Code PUNB0347300 for the Punjab National Bank branch in Distt Sangrur, which falls under the Sangrur district in Punjab.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0347300 |
| Branch | Dhadrain Teh Longowal, Distt. |
| City | Distt Sangrur |
| District | Sangrur |
| State | Punjab |
| Address | Dhadrain Teh Longowal |
These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Distt Sangrur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0347300 for the Dhadrain Teh Longowal, Distt. branch of Punjab National Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Dhadrain Teh Longowal, Distt., Distt Sangrur, Punjab, are allotted a unique IFSC like PUNB0347300 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Distt Sangrur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Distt Sangrur and Sangrur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Dhadrain Teh Longowal, Distt. reaches the right place, even though there are thousands of branches in Punjab and across India.
Format of the IFSC Code PUNB0347300
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dhadrain Teh Longowal, Distt. in Distt Sangrur.
For example, the IFSC Code PUNB0347300 of Punjab National Bank for the Dhadrain Teh Longowal, Distt. branch has these elements, identifying the bank and the branch location in Distt Sangrur and Punjab correctly.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0347300 of Punjab National Bank for its Dhadrain Teh Longowal, Distt. branch located in Distt Sangrur, the following methods can help:
Cheque Book
The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Distt Sangrur and Sangrur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and find the branch locator section. Search for Dhadrain Teh Longowal, Distt. or Distt Sangrur to get the exact IFSC Code PUNB0347300.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Distt Sangrur that will provide accurate information.
How to Use IFSC Code PUNB0347300 for Online Transfers?
Once you have the IFSC Code PUNB0347300 for the Dhadrain Teh Longowal, Distt. branch of Punjab National Bank in Distt Sangrur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0347300. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0347300.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Dhadrain Teh Longowal, Distt. in Distt Sangrur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Dhadrain Teh Longowal, Distt., here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Distt Sangrur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0347300.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dhadrain Teh Longowal located in Distt Sangrur, Sangrur, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.