The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Khajra, Distt. Midnapur (West branch in Distt Paschim Midnapur, West Bengal, Khajra, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Distt Paschim Midnapur, West Bengal or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code PUNB0148400. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Khajra, Distt. Midnapur (West, Distt Paschim Midnapur, West Bengal
Here are the main details that are associated with the IFSC Code PUNB0148400 of Punjab National Bank for its branch located in Distt Paschim Midnapur, West Bengal, within the district of Khajra in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0148400 |
| Branch | Khajra, Distt. Midnapur (West |
| City | Distt Paschim Midnapur, West Bengal |
| District | Khajra |
| State | West Bengal |
| Address | Vill Khajra Po Kushgeria |
These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Distt Paschim Midnapur, West Bengal for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0148400 for the Khajra, Distt. Midnapur (West branch of Punjab National Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Khajra, Distt. Midnapur (West, Distt Paschim Midnapur, West Bengal, West Bengal, is provided with a unique IFSC like PUNB0148400 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Distt Paschim Midnapur, West Bengal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Distt Paschim Midnapur, West Bengal and Khajra.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Khajra, Distt. Midnapur (West do not get mixed with another location.
Format of the IFSC Code PUNB0148400
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khajra, Distt. Midnapur (West in Distt Paschim Midnapur, West Bengal.
For example, the IFSC Code PUNB0148400 of Punjab National Bank for the Khajra, Distt. Midnapur (West branch includes these elements, identifying the bank and the branch location in Distt Paschim Midnapur, West Bengal and West Bengal accurately.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0148400 of Punjab National Bank for its Khajra, Distt. Midnapur (West branch located in Distt Paschim Midnapur, West Bengal, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Distt Paschim Midnapur, West Bengal and Khajra, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Khajra, Distt. Midnapur (West or Distt Paschim Midnapur, West Bengal to get the exact IFSC Code PUNB0148400.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Distt Paschim Midnapur, West Bengal, then it will provide you proper information.
How to Use IFSC Code PUNB0148400 for Online Transfers?
Once you have the IFSC Code PUNB0148400 for the Khajra, Distt. Midnapur (West branch of Punjab National Bank in Distt Paschim Midnapur, West Bengal, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0148400. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0148400.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Khajra, Distt. Midnapur (West in Distt Paschim Midnapur, West Bengal, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Khajra, Distt. Midnapur (West, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Distt Paschim Midnapur, West Bengal to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0148400.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Vill Khajra Po Kushgeria located in Distt Paschim Midnapur, West Bengal, Khajra, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.