There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Baretta Grain Market branch in Distt Mansa, Baretta (Distt-Mansa), Punjab, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Distt Mansa or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code PUNB0126600. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Baretta Grain Market, Distt Mansa

Here are the main details that are associated with the IFSC Code PUNB0126600 of Punjab National Bank for its branch located in Distt Mansa, within the district of Baretta (Distt-Mansa) in the state of Punjab.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0126600
Branch Baretta Grain Market
City Distt Mansa
District Baretta (Distt-Mansa)
State Punjab
Address Vill And Po Grain Market Bareta

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Distt Mansa for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0126600 for the Baretta Grain Market branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Baretta Grain Market, Distt Mansa, Punjab, are allotted a unique IFSC like PUNB0126600 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Distt Mansa.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Distt Mansa and Baretta (Distt-Mansa).
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Baretta Grain Market reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code PUNB0126600

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Baretta Grain Market in Distt Mansa.

For example, the IFSC Code PUNB0126600 of Punjab National Bank for the Baretta Grain Market branch includes these elements, identifying the bank and the branch location in Distt Mansa and Punjab accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0126600 of Punjab National Bank for its Baretta Grain Market branch located in Distt Mansa, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Distt Mansa and Baretta (Distt-Mansa), print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Baretta Grain Market or Distt Mansa to get the exact IFSC Code PUNB0126600.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Distt Mansa, you'll get the correct details.

How to Use IFSC Code PUNB0126600 for Online Transfers?

Once you have the IFSC Code PUNB0126600 for the Baretta Grain Market branch of Punjab National Bank in Distt Mansa, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0126600. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0126600.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Baretta Grain Market in Distt Mansa may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Baretta Grain Market, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Distt Mansa to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Baretta Grain Market, Distt Mansa?

The IFSC Code is PUNB0126600.

Is the IFSC Code PUNB0126600 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Baretta Grain Market?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Baretta Grain Market branch?

The address of the branch is Vill And Po Grain Market Bareta located in Distt Mansa, Baretta (Distt-Mansa), Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.