There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Tullah, Distt. Mandi (Hp) branch in Distt. Mandi (Hp), Tullah (Distt. Mandi), Himachal Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Distt. Mandi (Hp) or anywhere in Himachal Pradesh can easily transfer funds instantly by using the correct IFSC Code PUNB0274800. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Tullah, Distt. Mandi (Hp), Distt. Mandi (Hp)

The table below shows the main details of the IFSC Code PUNB0274800 for the Punjab National Bank branch in Distt. Mandi (Hp), which falls under the Tullah (Distt. Mandi) district in Himachal Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0274800
Branch Tullah, Distt. Mandi (Hp)
City Distt. Mandi (Hp)
District Tullah (Distt. Mandi)
State Himachal Pradesh
Address V.P.O. Tullah Teshil Jogindernagar

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Distt. Mandi (Hp) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0274800 for the Tullah, Distt. Mandi (Hp) branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Tullah, Distt. Mandi (Hp), Distt. Mandi (Hp), Himachal Pradesh, are allotted a unique IFSC like PUNB0274800 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Distt. Mandi (Hp).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Distt. Mandi (Hp) and Tullah (Distt. Mandi).
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Tullah, Distt. Mandi (Hp) reaches the right place, even though there are thousands of branches in Himachal Pradesh and across India.

Format of the IFSC Code PUNB0274800

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tullah, Distt. Mandi (Hp) in Distt. Mandi (Hp).

For example, the IFSC Code PUNB0274800 of Punjab National Bank for the Tullah, Distt. Mandi (Hp) branch includes these elements, identifying the bank and the branch location in Distt. Mandi (Hp) and Himachal Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0274800 of Punjab National Bank for its Tullah, Distt. Mandi (Hp) branch located in Distt. Mandi (Hp), the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Distt. Mandi (Hp) and Tullah (Distt. Mandi), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Tullah, Distt. Mandi (Hp) or Distt. Mandi (Hp) to find the exact IFSC Code PUNB0274800.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Distt. Mandi (Hp) will provide accurate information.

How to Use IFSC Code PUNB0274800 for Online Transfers?

Once you have the IFSC Code PUNB0274800 for the Tullah, Distt. Mandi (Hp) branch of Punjab National Bank in Distt. Mandi (Hp), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0274800. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0274800.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Tullah, Distt. Mandi (Hp) in Distt. Mandi (Hp), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Tullah, Distt. Mandi (Hp), you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Distt. Mandi (Hp) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Tullah, Distt. Mandi (Hp), Distt. Mandi (Hp)?

The IFSC Code is PUNB0274800.

Is the IFSC Code PUNB0274800 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Tullah, Distt. Mandi (Hp)?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tullah, Distt. Mandi (Hp) branch?

The address of the branch is V.P.O. Tullah Teshil Jogindernagar located in Distt. Mandi (Hp), Tullah (Distt. Mandi), Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.