Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Rajaganj, Distt. Lakhim Kheri branch in Distt-Lakhimpur, Rajaganj, Distt Lakhimpur, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Distt-Lakhimpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0113700. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Rajaganj, Distt. Lakhim Kheri, Distt-Lakhimpur
The table below shows the main details of the IFSC Code PUNB0113700 for the Punjab National Bank branch in Distt-Lakhimpur, which falls under the Rajaganj, Distt Lakhimpur district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0113700 |
| Branch | Rajaganj, Distt. Lakhim Kheri |
| City | Distt-Lakhimpur |
| District | Rajaganj, Distt Lakhimpur |
| State | Uttar Pradesh |
| Address | Bo Rajaganj |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Distt-Lakhimpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0113700 for the Rajaganj, Distt. Lakhim Kheri branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0113700 is given to every bank branch, including Punjab National Bank located in Rajaganj, Distt. Lakhim Kheri, Distt-Lakhimpur, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Distt-Lakhimpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Distt-Lakhimpur and Rajaganj, Distt Lakhimpur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Rajaganj, Distt. Lakhim Kheri doesn't end up at another location.
Format of the IFSC Code PUNB0113700
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rajaganj, Distt. Lakhim Kheri in Distt-Lakhimpur.
For example, the IFSC Code PUNB0113700 of Punjab National Bank for the Rajaganj, Distt. Lakhim Kheri branch includes these elements, identifying the bank and the branch location in Distt-Lakhimpur and Uttar Pradesh accurately.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0113700 of Punjab National Bank for its Rajaganj, Distt. Lakhim Kheri branch located in Distt-Lakhimpur, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Distt-Lakhimpur and Rajaganj, Distt Lakhimpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Rajaganj, Distt. Lakhim Kheri or Distt-Lakhimpur to get the exact IFSC Code PUNB0113700.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Distt-Lakhimpur, then it will provide you proper information.
How to Use IFSC Code PUNB0113700 for Online Transfers?
Once you have the IFSC Code PUNB0113700 for the Rajaganj, Distt. Lakhim Kheri branch of Punjab National Bank in Distt-Lakhimpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0113700. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0113700.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Rajaganj, Distt. Lakhim Kheri in Distt-Lakhimpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Rajaganj, Distt. Lakhim Kheri, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Distt-Lakhimpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0113700.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Bo Rajaganj located in Distt-Lakhimpur, Rajaganj, Distt Lakhimpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.