For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Daharia branch in Distt Katihaar, Dhanaura (Moradabad), Bihar, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Distt Katihaar or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code PUNB0788700. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Daharia, Distt Katihaar
Below in the table are the key details related to IFSC Code PUNB0788700 of Punjab National Bank for its branch located in Distt Katihaar, within the district of Dhanaura (Moradabad) in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0788700 |
| Branch | Daharia |
| City | Distt Katihaar |
| District | Dhanaura (Moradabad) |
| State | Bihar |
| Address | Daharia, Sub Div Katihaar |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Distt Katihaar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0788700 for the Daharia branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Daharia, Distt Katihaar, Bihar, is provided a unique IFSC like PUNB0788700 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Distt Katihaar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Distt Katihaar and Dhanaura (Moradabad).
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Daharia do not get misguided to another person.
Format of the IFSC Code PUNB0788700
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Daharia in Distt Katihaar.
For example, the IFSC Code PUNB0788700 of Punjab National Bank for the Daharia branch includes these elements, identifying the bank and the branch location in Distt Katihaar and Bihar accurately.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0788700 of Punjab National Bank for its Daharia branch located in Distt Katihaar, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Distt Katihaar and Dhanaura (Moradabad), print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Daharia or Distt Katihaar to find the exact IFSC Code PUNB0788700.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Distt Katihaar will provide accurate information.
How to Use IFSC Code PUNB0788700 for Online Transfers?
Once you have the IFSC Code PUNB0788700 for the Daharia branch of Punjab National Bank in Distt Katihaar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0788700. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0788700.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Daharia in Distt Katihaar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Daharia, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Distt Katihaar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0788700.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Daharia, Sub Div Katihaar located in Distt Katihaar, Dhanaura (Moradabad), Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.