The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Kathaltali, Distt. Karimganj branch in Distt. Karimganj, Assam, Ne, Kathaltali (Distt. Karimganj, Ne), Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Distt. Karimganj, Assam, Ne or anywhere in Assam can transfer funds instantly by using the correct IFSC Code PUNB0218000. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Kathaltali, Distt. Karimganj, Distt. Karimganj, Assam, Ne

The table below shows the main details of the IFSC Code PUNB0218000 for the Punjab National Bank branch in Distt. Karimganj, Assam, Ne, which falls under the Kathaltali (Distt. Karimganj, Ne) district in Assam.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0218000
Branch Kathaltali, Distt. Karimganj
City Distt. Karimganj, Assam, Ne
District Kathaltali (Distt. Karimganj, Ne)
State Assam
Address Po Pather Kandi,

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Distt. Karimganj, Assam, Ne for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0218000 for the Kathaltali, Distt. Karimganj branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0218000 is given to every bank branch, including Punjab National Bank located in Kathaltali, Distt. Karimganj, Distt. Karimganj, Assam, Ne, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Distt. Karimganj, Assam, Ne.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Distt. Karimganj, Assam, Ne and Kathaltali (Distt. Karimganj, Ne).
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Kathaltali, Distt. Karimganj doesn't end up at another location.

Format of the IFSC Code PUNB0218000

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kathaltali, Distt. Karimganj in Distt. Karimganj, Assam, Ne.

For example, the IFSC Code PUNB0218000 of Punjab National Bank for the Kathaltali, Distt. Karimganj branch has these elements, identifying the bank and the branch location in Distt. Karimganj, Assam, Ne and Assam correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0218000 of Punjab National Bank for its Kathaltali, Distt. Karimganj branch located in Distt. Karimganj, Assam, Ne, the following methods can help:

Cheque Book

The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Distt. Karimganj, Assam, Ne and Kathaltali (Distt. Karimganj, Ne), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and find the branch locator section. Search for Kathaltali, Distt. Karimganj or Distt. Karimganj, Assam, Ne to get the exact IFSC Code PUNB0218000.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Distt. Karimganj, Assam, Ne that will provide accurate information.

How to Use IFSC Code PUNB0218000 for Online Transfers?

Once you have the IFSC Code PUNB0218000 for the Kathaltali, Distt. Karimganj branch of Punjab National Bank in Distt. Karimganj, Assam, Ne, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0218000. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0218000.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Kathaltali, Distt. Karimganj in Distt. Karimganj, Assam, Ne may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Kathaltali, Distt. Karimganj, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Distt. Karimganj, Assam, Ne manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Kathaltali, Distt. Karimganj, Distt. Karimganj, Assam, Ne?

The IFSC Code is PUNB0218000.

Is the IFSC Code PUNB0218000 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Kathaltali, Distt. Karimganj?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kathaltali, Distt. Karimganj branch?

The address of the branch is Po Pather Kandi, located in Distt. Karimganj, Assam, Ne, Kathaltali (Distt. Karimganj, Ne), Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.