Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Bamore, Distt. Jhansi (Up) branch in Distt. Jhansi, Up, Jhansi, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Distt. Jhansi, Up or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0128500. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Bamore, Distt. Jhansi (Up), Distt. Jhansi, Up
Below in the table are the key details related to IFSC Code PUNB0128500 of Punjab National Bank for its branch located in Distt. Jhansi, Up, within the district of Jhansi in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0128500 |
| Branch | Bamore, Distt. Jhansi (Up) |
| City | Distt. Jhansi, Up |
| District | Jhansi |
| State | Uttar Pradesh |
| Address | Vill Bamore |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in Distt. Jhansi, Up for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0128500 for the Bamore, Distt. Jhansi (Up) branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Bamore, Distt. Jhansi (Up), Distt. Jhansi, Up, Uttar Pradesh, is provided a unique IFSC like PUNB0128500 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Distt. Jhansi, Up.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Distt. Jhansi, Up and Jhansi.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Bamore, Distt. Jhansi (Up) do not get misguided to another person.
Format of the IFSC Code PUNB0128500
The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bamore, Distt. Jhansi (Up) in Distt. Jhansi, Up.
For example, the IFSC Code PUNB0128500 of Punjab National Bank for the Bamore, Distt. Jhansi (Up) branch includes these elements, identifying the bank and the branch location in Distt. Jhansi, Up and Uttar Pradesh correctly.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0128500 of Punjab National Bank for its Bamore, Distt. Jhansi (Up) branch located in Distt. Jhansi, Up, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Distt. Jhansi, Up and Jhansi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Bamore, Distt. Jhansi (Up) or Distt. Jhansi, Up to get the exact IFSC Code PUNB0128500.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Distt. Jhansi, Up, then it will provide you proper information.
How to Use IFSC Code PUNB0128500 for Online Transfers?
If you have the IFSC Code PUNB0128500 for the Bamore, Distt. Jhansi (Up) branch of Punjab National Bank in Distt. Jhansi, Up, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0128500. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0128500.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Bamore, Distt. Jhansi (Up) in Distt. Jhansi, Up, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Bamore, Distt. Jhansi (Up), here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Distt. Jhansi, Up to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bamore, Distt. Jhansi (Up) Distt. Jhansi, Up branch is PUNB0128500.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Vill Bamore.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.