Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Punjab National Bank for its Furfura branch in Distt. Hooghly (W Bengal), Furfura, Burdwan, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Punjab National Bank located in Distt. Hooghly (W Bengal) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code PUNB0218400. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Furfura, Distt. Hooghly (W Bengal)

Here are the main details that are associated with the IFSC Code PUNB0218400 of Punjab National Bank for its branch located in Distt. Hooghly (W Bengal), within the district of Furfura, Burdwan in the state of West Bengal.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0218400
Branch Furfura
City Distt. Hooghly (W Bengal)
District Furfura, Burdwan
State West Bengal
Address Panchayat Bhawan

These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Distt. Hooghly (W Bengal) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0218400 for the Furfura branch of Punjab National Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Furfura, Distt. Hooghly (W Bengal), West Bengal, are given a unique IFSC like PUNB0218400 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Distt. Hooghly (W Bengal).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Distt. Hooghly (W Bengal) and Furfura, Burdwan.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Punjab National Bank in Furfura goes to the correct branch. This is important because Punjab National Bank has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PUNB0218400

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Furfura in Distt. Hooghly (W Bengal).

For example, the IFSC Code PUNB0218400 of Punjab National Bank for the Furfura branch includes these elements, identifying the bank and the branch location in Distt. Hooghly (W Bengal) and West Bengal correctly.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0218400 of Punjab National Bank for its Furfura branch located in Distt. Hooghly (W Bengal), the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Distt. Hooghly (W Bengal) and Furfura, Burdwan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Furfura or Distt. Hooghly (W Bengal) to get the exact IFSC Code PUNB0218400.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Distt. Hooghly (W Bengal), then it will provide you proper information.

How to Use IFSC Code PUNB0218400 for Online Transfers?

Once you have the IFSC Code PUNB0218400 for the Furfura branch of Punjab National Bank in Distt. Hooghly (W Bengal), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0218400. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0218400.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Furfura in Distt. Hooghly (W Bengal), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Furfura, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Distt. Hooghly (W Bengal) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Furfura, Distt. Hooghly (W Bengal)?

The IFSC Code is PUNB0218400.

Is the IFSC Code PUNB0218400 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Furfura?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Furfura branch?

The address of the branch is Panchayat Bhawan located in Distt. Hooghly (W Bengal), Furfura, Burdwan, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.