Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Sisai Kalirawan, Distt. Hissar branch in Distt. Hissar, Sisai Kalirawan (Distt. Hissar), Haryana, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Distt. Hissar or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code PUNB0105400. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Sisai Kalirawan, Distt. Hissar, Distt. Hissar

Here are the main details that are associated with the IFSC Code PUNB0105400 of Punjab National Bank for its branch located in Distt. Hissar, within the district of Sisai Kalirawan (Distt. Hissar) in the state of Haryana.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0105400
Branch Sisai Kalirawan, Distt. Hissar
City Distt. Hissar
District Sisai Kalirawan (Distt. Hissar)
State Haryana
Address Vpo Sisai Kalirawan

These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Distt. Hissar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0105400 for the Sisai Kalirawan, Distt. Hissar branch of Punjab National Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Sisai Kalirawan, Distt. Hissar, Distt. Hissar, Haryana, are given a unique IFSC like PUNB0105400 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Distt. Hissar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Distt. Hissar and Sisai Kalirawan (Distt. Hissar).
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Punjab National Bank in Sisai Kalirawan, Distt. Hissar goes to the correct branch. This is important because Punjab National Bank has thousands of branches in Haryana and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code PUNB0105400

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sisai Kalirawan, Distt. Hissar in Distt. Hissar.

For example, the IFSC Code PUNB0105400 of Punjab National Bank for the Sisai Kalirawan, Distt. Hissar branch includes these elements, identifying the bank and the branch location in Distt. Hissar and Haryana accurately.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0105400 of Punjab National Bank for its Sisai Kalirawan, Distt. Hissar branch located in Distt. Hissar, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Distt. Hissar and Sisai Kalirawan (Distt. Hissar), print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Sisai Kalirawan, Distt. Hissar or Distt. Hissar to get the exact IFSC Code PUNB0105400.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Distt. Hissar, you'll get the correct details.

How to Use IFSC Code PUNB0105400 for Online Transfers?

Once you have the IFSC Code PUNB0105400 for the Sisai Kalirawan, Distt. Hissar branch of Punjab National Bank in Distt. Hissar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0105400. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0105400.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Sisai Kalirawan, Distt. Hissar in Distt. Hissar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Sisai Kalirawan, Distt. Hissar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Distt. Hissar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Sisai Kalirawan, Distt. Hissar, Distt. Hissar?

The IFSC Code is PUNB0105400.

Is the IFSC Code PUNB0105400 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Sisai Kalirawan, Distt. Hissar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sisai Kalirawan, Distt. Hissar branch?

The address of the branch is Vpo Sisai Kalirawan located in Distt. Hissar, Sisai Kalirawan (Distt. Hissar), Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.