The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Jalesar Road, Distt. Mathura ( branch in Distt-Hathras, Manikpur, Agra, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Distt-Hathras or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0364500. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Jalesar Road, Distt. Mathura (, Distt-Hathras

The table below shows the main details of the IFSC Code PUNB0364500 for the Punjab National Bank branch in Distt-Hathras, which falls under the Manikpur, Agra district in Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0364500
Branch Jalesar Road, Distt. Mathura (
City Distt-Hathras
District Manikpur, Agra
State Uttar Pradesh
Address Bo Jalesar Road

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Distt-Hathras for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0364500 for the Jalesar Road, Distt. Mathura ( branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0364500 is given to every bank branch, including Punjab National Bank located in Jalesar Road, Distt. Mathura (, Distt-Hathras, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Distt-Hathras.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Distt-Hathras and Manikpur, Agra.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Jalesar Road, Distt. Mathura ( doesn't end up at another location.

Format of the IFSC Code PUNB0364500

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jalesar Road, Distt. Mathura ( in Distt-Hathras.

For example, the IFSC Code PUNB0364500 of Punjab National Bank for the Jalesar Road, Distt. Mathura ( branch has these elements, identifying the bank and the branch location in Distt-Hathras and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0364500 of Punjab National Bank for its Jalesar Road, Distt. Mathura ( branch located in Distt-Hathras, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Punjab National Bank branches in Distt-Hathras and Manikpur, Agra, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Jalesar Road, Distt. Mathura ( or Distt-Hathras to get the exact IFSC Code PUNB0364500.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Distt-Hathras, you'll get the correct details.

How to Use IFSC Code PUNB0364500 for Online Transfers?

Once you have the IFSC Code PUNB0364500 for the Jalesar Road, Distt. Mathura ( branch of Punjab National Bank in Distt-Hathras, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0364500. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0364500.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Jalesar Road, Distt. Mathura ( in Distt-Hathras may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Jalesar Road, Distt. Mathura (, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Distt-Hathras manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank Jalesar Road, Distt. Mathura ( Distt-Hathras?

The IFSC Code of the Jalesar Road, Distt. Mathura ( Distt-Hathras branch is PUNB0364500.

Is IFSC Code PUNB0364500 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Punjab National Bank Jalesar Road, Distt. Mathura ( branch?

The branch is located at Bo Jalesar Road.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.