For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Kotha, Distt. Gorakhpur (Up) branch in Distt. Gorakhpur (Up), Kotha (Distt. Gorakhpur, Up), Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Distt. Gorakhpur (Up) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0212900. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Kotha, Distt. Gorakhpur (Up), Distt. Gorakhpur (Up)

Here are the main details that are associated with the IFSC Code PUNB0212900 of Punjab National Bank for its branch located in Distt. Gorakhpur (Up), within the district of Kotha (Distt. Gorakhpur, Up) in the state of Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0212900
Branch Kotha, Distt. Gorakhpur (Up)
City Distt. Gorakhpur (Up)
District Kotha (Distt. Gorakhpur, Up)
State Uttar Pradesh
Address Po. Kotha,

These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Distt. Gorakhpur (Up) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0212900 for the Kotha, Distt. Gorakhpur (Up) branch of Punjab National Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Kotha, Distt. Gorakhpur (Up), Distt. Gorakhpur (Up), Uttar Pradesh, is provided a unique IFSC like PUNB0212900 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Punjab National Bank branch in Distt. Gorakhpur (Up).
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Distt. Gorakhpur (Up) and Kotha (Distt. Gorakhpur, Up).
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Kotha, Distt. Gorakhpur (Up) do not get misguided to another person.

Format of the IFSC Code PUNB0212900

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kotha, Distt. Gorakhpur (Up) in Distt. Gorakhpur (Up).

For example, the IFSC Code PUNB0212900 of Punjab National Bank for the Kotha, Distt. Gorakhpur (Up) branch has these elements, identifying the bank and the branch location in Distt. Gorakhpur (Up) and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0212900 of Punjab National Bank for its Kotha, Distt. Gorakhpur (Up) branch located in Distt. Gorakhpur (Up), the following methods can help:

Cheque Book

The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Distt. Gorakhpur (Up) and Kotha (Distt. Gorakhpur, Up), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and find the branch locator section. Search for Kotha, Distt. Gorakhpur (Up) or Distt. Gorakhpur (Up) to get the exact IFSC Code PUNB0212900.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Distt. Gorakhpur (Up) that will provide accurate information.

How to Use IFSC Code PUNB0212900 for Online Transfers?

If you have the IFSC Code PUNB0212900 for the Kotha, Distt. Gorakhpur (Up) branch of Punjab National Bank in Distt. Gorakhpur (Up), you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0212900. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0212900.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Kotha, Distt. Gorakhpur (Up) in Distt. Gorakhpur (Up), it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Kotha, Distt. Gorakhpur (Up), here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Distt. Gorakhpur (Up) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Kotha, Distt. Gorakhpur (Up), Distt. Gorakhpur (Up)?

The IFSC Code is PUNB0212900.

Is the IFSC Code PUNB0212900 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Kotha, Distt. Gorakhpur (Up)?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kotha, Distt. Gorakhpur (Up) branch?

The address of the branch is Po. Kotha, located in Distt. Gorakhpur (Up), Kotha (Distt. Gorakhpur, Up), Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.