The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Nagwan Fatehpur, Distt. Gaya branch in Distt. Gaya, Bihar, Nagwan Fatehpur (Distt. Gaya, Bihar), Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Distt. Gaya, Bihar or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code PUNB0173900. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Nagwan Fatehpur, Distt. Gaya, Distt. Gaya, Bihar

Here are the main details that are associated with the IFSC Code PUNB0173900 of Punjab National Bank for its branch located in Distt. Gaya, Bihar, within the district of Nagwan Fatehpur (Distt. Gaya, Bihar) in the state of Bihar.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0173900
Branch Nagwan Fatehpur, Distt. Gaya
City Distt. Gaya, Bihar
District Nagwan Fatehpur (Distt. Gaya, Bihar)
State Bihar
Address Block Fatehpur, Nagwan

These details help users in online banking and for businesses and individuals who use Punjab National Bank in Distt. Gaya, Bihar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0173900 for the Nagwan Fatehpur, Distt. Gaya branch of Punjab National Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0173900 is given to every bank branch, including Punjab National Bank located in Nagwan Fatehpur, Distt. Gaya, Distt. Gaya, Bihar, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Distt. Gaya, Bihar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Distt. Gaya, Bihar and Nagwan Fatehpur (Distt. Gaya, Bihar).
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Nagwan Fatehpur, Distt. Gaya doesn't end up at another location.

Format of the IFSC Code PUNB0173900

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Nagwan Fatehpur, Distt. Gaya in Distt. Gaya, Bihar.

For example, the IFSC Code PUNB0173900 of Punjab National Bank for the Nagwan Fatehpur, Distt. Gaya branch includes these elements, identifying the bank and the branch location in Distt. Gaya, Bihar and Bihar accurately.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0173900 of Punjab National Bank for its Nagwan Fatehpur, Distt. Gaya branch located in Distt. Gaya, Bihar, the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Distt. Gaya, Bihar and Nagwan Fatehpur (Distt. Gaya, Bihar), print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Nagwan Fatehpur, Distt. Gaya or Distt. Gaya, Bihar to get the exact IFSC Code PUNB0173900.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Distt. Gaya, Bihar, then it will provide you proper information.

How to Use IFSC Code PUNB0173900 for Online Transfers?

Once you have the IFSC Code PUNB0173900 for the Nagwan Fatehpur, Distt. Gaya branch of Punjab National Bank in Distt. Gaya, Bihar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0173900. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0173900.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Nagwan Fatehpur, Distt. Gaya in Distt. Gaya, Bihar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Nagwan Fatehpur, Distt. Gaya, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Distt. Gaya, Bihar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Nagwan Fatehpur, Distt. Gaya, Distt. Gaya, Bihar?

The IFSC Code is PUNB0173900.

Is the IFSC Code PUNB0173900 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Nagwan Fatehpur, Distt. Gaya?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nagwan Fatehpur, Distt. Gaya branch?

The address of the branch is Block Fatehpur, Nagwan located in Distt. Gaya, Bihar, Nagwan Fatehpur (Distt. Gaya, Bihar), Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.