The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Roza Yakubpur (G.B.Nagar) branch in Distt Gautam Budh Nagar, Gautam Budha Nagar (Up), Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Distt Gautam Budh Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0454400. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Roza Yakubpur (G.B.Nagar), Distt Gautam Budh Nagar
Here are some of the key details that come with the IFSC Code PUNB0454400 of Punjab National Bank for its branch located in Distt Gautam Budh Nagar, within the district of Gautam Budha Nagar (Up) in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0454400 |
| Branch | Roza Yakubpur (G.B.Nagar) |
| City | Distt Gautam Budh Nagar |
| District | Gautam Budha Nagar (Up) |
| State | Uttar Pradesh |
| Address | Vpo Roza Yakubpur |
These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Distt Gautam Budh Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0454400 for the Roza Yakubpur (G.B.Nagar) branch of Punjab National Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0454400 is given to every bank branch, including Punjab National Bank located in Roza Yakubpur (G.B.Nagar), Distt Gautam Budh Nagar, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Distt Gautam Budh Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Distt Gautam Budh Nagar and Gautam Budha Nagar (Up).
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Roza Yakubpur (G.B.Nagar) doesn't end up at another location.
Format of the IFSC Code PUNB0454400
The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Roza Yakubpur (G.B.Nagar) in Distt Gautam Budh Nagar.
For example, the IFSC Code PUNB0454400 of Punjab National Bank for the Roza Yakubpur (G.B.Nagar) branch includes these elements, identifying the bank and the branch location in Distt Gautam Budh Nagar and Uttar Pradesh correctly.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0454400 of Punjab National Bank for its Roza Yakubpur (G.B.Nagar) branch located in Distt Gautam Budh Nagar, the following methods can help:
Cheque Book
The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Distt Gautam Budh Nagar and Gautam Budha Nagar (Up), print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and find the branch locator section. Search for Roza Yakubpur (G.B.Nagar) or Distt Gautam Budh Nagar to get the exact IFSC Code PUNB0454400.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Distt Gautam Budh Nagar that will provide accurate information.
How to Use IFSC Code PUNB0454400 for Online Transfers?
If you have the IFSC Code PUNB0454400 for the Roza Yakubpur (G.B.Nagar) branch of Punjab National Bank in Distt Gautam Budh Nagar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0454400. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0454400.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Roza Yakubpur (G.B.Nagar) in Distt Gautam Budh Nagar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Roza Yakubpur (G.B.Nagar), here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Distt Gautam Budh Nagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0454400.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vpo Roza Yakubpur located in Distt Gautam Budh Nagar, Gautam Budha Nagar (Up), Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.