The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Nagla Sikander branch in Distt. Firozabad(Up), Nagla Sikandar, Tundla Etah Road, Up, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Distt. Firozabad(Up) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0363800. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Nagla Sikander, Distt. Firozabad(Up)

Here are some of the key details that come with the IFSC Code PUNB0363800 of Punjab National Bank for its branch located in Distt. Firozabad(Up), within the district of Nagla Sikandar, Tundla Etah Road, Up in the state of Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0363800
Branch Nagla Sikander
City Distt. Firozabad(Up)
District Nagla Sikandar, Tundla Etah Road, Up
State Uttar Pradesh
Address Tundla Etah Road

These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Distt. Firozabad(Up) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0363800 for the Nagla Sikander branch of Punjab National Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Nagla Sikander, Distt. Firozabad(Up), Uttar Pradesh, are allotted a unique IFSC like PUNB0363800 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Distt. Firozabad(Up).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Distt. Firozabad(Up) and Nagla Sikandar, Tundla Etah Road, Up.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Nagla Sikander reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code PUNB0363800

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Nagla Sikander in Distt. Firozabad(Up).

For example, the IFSC Code PUNB0363800 of Punjab National Bank for the Nagla Sikander branch has these elements, identifying the bank and the branch location in Distt. Firozabad(Up) and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

If you are looking for the IFSC Code PUNB0363800 of Punjab National Bank for its Nagla Sikander branch located in Distt. Firozabad(Up), the following methods can help:

Cheque Book

The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Punjab National Bank branches in Distt. Firozabad(Up) and Nagla Sikandar, Tundla Etah Road, Up, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Nagla Sikander or Distt. Firozabad(Up) to get the exact IFSC Code PUNB0363800.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Distt. Firozabad(Up), then it will provide you proper information.

How to Use IFSC Code PUNB0363800 for Online Transfers?

Once you have the IFSC Code PUNB0363800 for the Nagla Sikander branch of Punjab National Bank in Distt. Firozabad(Up), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0363800. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0363800.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Nagla Sikander in Distt. Firozabad(Up), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Nagla Sikander, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Distt. Firozabad(Up) manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Nagla Sikander, Distt. Firozabad(Up)?

The IFSC Code is PUNB0363800.

Is the IFSC Code PUNB0363800 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Nagla Sikander?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nagla Sikander branch?

The address of the branch is Tundla Etah Road located in Distt. Firozabad(Up), Nagla Sikandar, Tundla Etah Road, Up, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.