The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Mawiong East Khasi Hills, branch in Distt. East Khasi Hills (Meghalaya), Mawiong(Meghalaya), Meghalaya, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Distt. East Khasi Hills (Meghalaya) or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code PUNB0203500. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Mawiong East Khasi Hills,, Distt. East Khasi Hills (Meghalaya)
The table below shows the main details of the IFSC Code PUNB0203500 for the Punjab National Bank branch in Distt. East Khasi Hills (Meghalaya), which falls under the Mawiong(Meghalaya) district in Meghalaya.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0203500 |
| Branch | Mawiong East Khasi Hills, |
| City | Distt. East Khasi Hills (Meghalaya) |
| District | Mawiong(Meghalaya) |
| State | Meghalaya |
| Address | G S Road, Po Mawiong |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Distt. East Khasi Hills (Meghalaya) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0203500 for the Mawiong East Khasi Hills, branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Mawiong East Khasi Hills,, Distt. East Khasi Hills (Meghalaya), Meghalaya, is provided a unique IFSC like PUNB0203500 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Distt. East Khasi Hills (Meghalaya).
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Distt. East Khasi Hills (Meghalaya) and Mawiong(Meghalaya).
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Meghalaya and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Mawiong East Khasi Hills, do not get misguided to another person.
Format of the IFSC Code PUNB0203500
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mawiong East Khasi Hills, in Distt. East Khasi Hills (Meghalaya).
For example, the IFSC Code PUNB0203500 of Punjab National Bank for the Mawiong East Khasi Hills, branch has these elements, identifying the bank and the branch location in Distt. East Khasi Hills (Meghalaya) and Meghalaya correctly.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0203500 of Punjab National Bank for its Mawiong East Khasi Hills, branch located in Distt. East Khasi Hills (Meghalaya), the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Distt. East Khasi Hills (Meghalaya) and Mawiong(Meghalaya), print them on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Mawiong East Khasi Hills, or Distt. East Khasi Hills (Meghalaya) to get the exact IFSC Code PUNB0203500.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Distt. East Khasi Hills (Meghalaya), you'll get the correct details.
How to Use IFSC Code PUNB0203500 for Online Transfers?
Once you have the IFSC Code PUNB0203500 for the Mawiong East Khasi Hills, branch of Punjab National Bank in Distt. East Khasi Hills (Meghalaya), you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0203500. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0203500.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Mawiong East Khasi Hills, in Distt. East Khasi Hills (Meghalaya) may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Mawiong East Khasi Hills,, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Distt. East Khasi Hills (Meghalaya) to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Mawiong East Khasi Hills, Distt. East Khasi Hills (Meghalaya) branch is PUNB0203500.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at G S Road, Po Mawiong.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.