There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Sripur Bhora Sahan,E Champaran branch in Distt. East Champaran, East Champaran, Bihar, Bihar, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Distt. East Champaran or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code PUNB0156400. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Sripur Bhora Sahan,E Champaran, Distt. East Champaran
Here are the main details that are associated with the IFSC Code PUNB0156400 of Punjab National Bank for its branch located in Distt. East Champaran, within the district of East Champaran, Bihar in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0156400 |
| Branch | Sripur Bhora Sahan,E Champaran |
| City | Distt. East Champaran |
| District | East Champaran, Bihar |
| State | Bihar |
| Address | Post Sripur Bhora Sahan |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in Distt. East Champaran for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0156400 for the Sripur Bhora Sahan,E Champaran branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Sripur Bhora Sahan,E Champaran, Distt. East Champaran, Bihar, is provided a unique IFSC like PUNB0156400 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Distt. East Champaran.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Distt. East Champaran and East Champaran, Bihar.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Sripur Bhora Sahan,E Champaran do not get misguided to another person.
Format of the IFSC Code PUNB0156400
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sripur Bhora Sahan,E Champaran in Distt. East Champaran.
For example, the IFSC Code PUNB0156400 of Punjab National Bank for the Sripur Bhora Sahan,E Champaran branch includes these elements, identifying the bank and the branch location in Distt. East Champaran and Bihar accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0156400 of Punjab National Bank for its Sripur Bhora Sahan,E Champaran branch located in Distt. East Champaran, the following methods can help:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Distt. East Champaran and East Champaran, Bihar, print them on the first page of your passbook.
Bank Website
Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Sripur Bhora Sahan,E Champaran or Distt. East Champaran to get the exact IFSC Code PUNB0156400.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Distt. East Champaran, you'll get the correct details.
How to Use IFSC Code PUNB0156400 for Online Transfers?
If you have the IFSC Code PUNB0156400 for the Sripur Bhora Sahan,E Champaran branch of Punjab National Bank in Distt. East Champaran, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0156400. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0156400.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Sripur Bhora Sahan,E Champaran in Distt. East Champaran, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Sripur Bhora Sahan,E Champaran, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Distt. East Champaran manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0156400.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Post Sripur Bhora Sahan located in Distt. East Champaran, East Champaran, Bihar, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.