The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Hatal, Distt. Dehradun branch in Distt. Dehradun, Hatal Distt Dehradun-Ua, Uttarakhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Distt. Dehradun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code PUNB0145200. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Hatal, Distt. Dehradun, Distt. Dehradun

Below in the table are the key details related to IFSC Code PUNB0145200 of Punjab National Bank for its branch located in Distt. Dehradun, within the district of Hatal Distt Dehradun-Ua in the state of Uttarakhand.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0145200
Branch Hatal, Distt. Dehradun
City Distt. Dehradun
District Hatal Distt Dehradun-Ua
State Uttarakhand
Address Hatal,

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Distt. Dehradun for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0145200 for the Hatal, Distt. Dehradun branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0145200 is given to every bank branch, including Punjab National Bank located in Hatal, Distt. Dehradun, Distt. Dehradun, Uttarakhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Distt. Dehradun.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Distt. Dehradun and Hatal Distt Dehradun-Ua.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Hatal, Distt. Dehradun doesn't end up at another location.

Format of the IFSC Code PUNB0145200

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Hatal, Distt. Dehradun in Distt. Dehradun.

For example, the IFSC Code PUNB0145200 of Punjab National Bank for the Hatal, Distt. Dehradun branch includes these elements, identifying the bank and the branch location in Distt. Dehradun and Uttarakhand accurately.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0145200 of Punjab National Bank for its Hatal, Distt. Dehradun branch located in Distt. Dehradun, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Distt. Dehradun and Hatal Distt Dehradun-Ua, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Hatal, Distt. Dehradun or Distt. Dehradun to find the exact IFSC Code PUNB0145200.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Distt. Dehradun will provide accurate information.

How to Use IFSC Code PUNB0145200 for Online Transfers?

Once you have the IFSC Code PUNB0145200 for the Hatal, Distt. Dehradun branch of Punjab National Bank in Distt. Dehradun, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0145200. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0145200.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Hatal, Distt. Dehradun in Distt. Dehradun, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Hatal, Distt. Dehradun, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Distt. Dehradun manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Hatal, Distt. Dehradun, Distt. Dehradun?

The IFSC Code is PUNB0145200.

Is the IFSC Code PUNB0145200 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Hatal, Distt. Dehradun?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Hatal, Distt. Dehradun branch?

The address of the branch is Hatal, located in Distt. Dehradun, Hatal Distt Dehradun-Ua, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.