The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Sarawa,(Distt. Bulandshahr, Up branch in Distt. Bulandshahr, Up, Sarawa (Distt. Bulandshahr, Up), Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Punjab National Bank located in Distt. Bulandshahr, Up or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0138000. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Punjab National Bank, Sarawa,(Distt. Bulandshahr, Up, Distt. Bulandshahr, Up

Here are some of the key details that come with the IFSC Code PUNB0138000 of Punjab National Bank for its branch located in Distt. Bulandshahr, Up, within the district of Sarawa (Distt. Bulandshahr, Up) in the state of Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0138000
Branch Sarawa,(Distt. Bulandshahr, Up
City Distt. Bulandshahr, Up
District Sarawa (Distt. Bulandshahr, Up)
State Uttar Pradesh
Address Bo Sarawa

These details are crucial, not just for online banking users but also for businesses and individuals who use Punjab National Bank in Distt. Bulandshahr, Up for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0138000 for the Sarawa,(Distt. Bulandshahr, Up branch of Punjab National Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0138000 is given to every bank branch, including Punjab National Bank located in Sarawa,(Distt. Bulandshahr, Up, Distt. Bulandshahr, Up, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Distt. Bulandshahr, Up.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Distt. Bulandshahr, Up and Sarawa (Distt. Bulandshahr, Up).
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Sarawa,(Distt. Bulandshahr, Up doesn't end up at another location.

Format of the IFSC Code PUNB0138000

The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sarawa,(Distt. Bulandshahr, Up in Distt. Bulandshahr, Up.

For example, the IFSC Code PUNB0138000 of Punjab National Bank for the Sarawa,(Distt. Bulandshahr, Up branch includes these elements, identifying the bank and the branch location in Distt. Bulandshahr, Up and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0138000 of Punjab National Bank for its Sarawa,(Distt. Bulandshahr, Up branch located in Distt. Bulandshahr, Up, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Distt. Bulandshahr, Up and Sarawa (Distt. Bulandshahr, Up), print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Sarawa,(Distt. Bulandshahr, Up or Distt. Bulandshahr, Up to get the exact IFSC Code PUNB0138000.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Distt. Bulandshahr, Up, you'll get the correct details.

How to Use IFSC Code PUNB0138000 for Online Transfers?

Once you have the IFSC Code PUNB0138000 for the Sarawa,(Distt. Bulandshahr, Up branch of Punjab National Bank in Distt. Bulandshahr, Up, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0138000. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0138000.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Sarawa,(Distt. Bulandshahr, Up in Distt. Bulandshahr, Up, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Sarawa,(Distt. Bulandshahr, Up, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Distt. Bulandshahr, Up manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Sarawa,(Distt. Bulandshahr, Up, Distt. Bulandshahr, Up?

The IFSC Code is PUNB0138000.

Is the IFSC Code PUNB0138000 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Sarawa,(Distt. Bulandshahr, Up?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sarawa,(Distt. Bulandshahr, Up branch?

The address of the branch is Bo Sarawa located in Distt. Bulandshahr, Up, Sarawa (Distt. Bulandshahr, Up), Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.