For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Kasimpur Garhi, Distt. Bijnor branch in Distt. Bijnor, Kasimpur Garhi (Distt. Bijnor, Up), Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Distt. Bijnor or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0117100. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Kasimpur Garhi, Distt. Bijnor, Distt. Bijnor

The table below shows the main details of the IFSC Code PUNB0117100 for the Punjab National Bank branch in Distt. Bijnor, which falls under the Kasimpur Garhi (Distt. Bijnor, Up) district in Uttar Pradesh.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0117100
Branch Kasimpur Garhi, Distt. Bijnor
City Distt. Bijnor
District Kasimpur Garhi (Distt. Bijnor, Up)
State Uttar Pradesh
Address Po Kasimpur Garhi

These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Distt. Bijnor for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0117100 for the Kasimpur Garhi, Distt. Bijnor branch of Punjab National Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Kasimpur Garhi, Distt. Bijnor, Distt. Bijnor, Uttar Pradesh, is provided with a unique IFSC like PUNB0117100 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Punjab National Bank branch in Distt. Bijnor.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Distt. Bijnor and Kasimpur Garhi (Distt. Bijnor, Up).
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Kasimpur Garhi, Distt. Bijnor do not get mixed with another location.

Format of the IFSC Code PUNB0117100

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kasimpur Garhi, Distt. Bijnor in Distt. Bijnor.

For example, the IFSC Code PUNB0117100 of Punjab National Bank for the Kasimpur Garhi, Distt. Bijnor branch has these elements, identifying the bank and the branch location in Distt. Bijnor and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0117100 of Punjab National Bank for its Kasimpur Garhi, Distt. Bijnor branch located in Distt. Bijnor, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Distt. Bijnor and Kasimpur Garhi (Distt. Bijnor, Up), print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Kasimpur Garhi, Distt. Bijnor or Distt. Bijnor to get the exact IFSC Code PUNB0117100.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Distt. Bijnor, you'll get the correct details.

How to Use IFSC Code PUNB0117100 for Online Transfers?

Once you have the IFSC Code PUNB0117100 for the Kasimpur Garhi, Distt. Bijnor branch of Punjab National Bank in Distt. Bijnor, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0117100. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0117100.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Punjab National Bank Kasimpur Garhi, Distt. Bijnor in Distt. Bijnor may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Kasimpur Garhi, Distt. Bijnor, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Distt. Bijnor manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank Kasimpur Garhi, Distt. Bijnor Distt. Bijnor?

The IFSC Code of the Kasimpur Garhi, Distt. Bijnor Distt. Bijnor branch is PUNB0117100.

Is IFSC Code PUNB0117100 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Punjab National Bank Kasimpur Garhi, Distt. Bijnor branch?

The branch is located at Po Kasimpur Garhi.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.